The Citizens State Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
The Olpe State Bank	202 Westphalia Street, Olpe, KS 66865	View Lobby Hours
Burlington Branch	428 Neosho, Burlington, KS 66839	View Lobby Hours
Leroy Branch	Sixth And Main, Le Roy, KS 66857	View Lobby Hours
The Citizens State Bank	410 Main Street, Gridley, KS 66852	View Lobby Hours
New Strawn Branch	407 North Arrowhead Drive, New Strawn, KS 66839	View Lobby Hours
Madison Branch	3rd Street And Madison Avenue, Madison, KS 66860	View Lobby Hours
Hamilton Branch	32 East Main, Hamilton, KS 66853	View Lobby Hours
Cottonwood Falls Branch	235 Broadway, Cottonwood Falls, KS 66845	View Lobby Hours
Emporia Branch	1448 Industrial Rd, Emporia, KS 66801	View Lobby Hours
Lyndon Branch	1400 Topeka Avenue, Lyndon, KS 66451	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1835285	6.380%	6.250% 0.88 points $4,400 fees	$1,971	Learn More
NMLS ID: 2578474	6.461%	6.375% 0.63 points $2,890 fees	$1,997	Learn More
NMLS ID: 447490	6.617%	6.500% 0.75 points $3,897 fees	$2,023	Learn More
NMLS ID: 1025894	6.705%	6.625% 0.63 points $2,655 fees	$2,049	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Rate See Table	Intro APR 7.600 % After Intro: 7.600 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

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