The Bank of Vernon - Nationwide Branches

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Branch	Address	View Lobby Hours
Westside Branch	9435 Highway 18, Vernon, AL 35592	View Lobby Hours
The Bank Of Vernon	44825 Highway 17, Vernon, AL 35592	View Lobby Hours
Caledonia Branch	9715 Wolfe Road, Caledonia, MS 39740	View Lobby Hours

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Reviews on The Bank of Vernon

Saveurmoney | Dec 22, 2021

Please go to a bank that has people who actually treat you like a human whether you have thousands in your account or in overdraft because these people do NOT.

PleaseDont | Dec 15, 2021

They are the absolute worst! They take pride in returning checks before posting your deposits. I’ve had checks returned for essential business accounts for my business only for them to still sink my account for nsf charges. Electric, insurance, rent….they don’t help at all. They return everything!! Most real banks will at least try to help with important bills especially if it’s essential, but not them. They’re only nice if you have money in your account. They won’t even smile if you’re ten dollars in overdraft. Please go somewhere where they’ll appreciate their customers, please. Thanks

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1025894	6.977%	6.875% 0.88 points $3,334 fees	$2,103	Learn More
NMLS ID: 3030	7.463%	7.375% 0.88 points $2,800 fees	$2,211	Learn More
NMLS ID: 491986		points fees		Learn More
NMLS ID: Not a Lender		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

The Bank of Vernon - Nationwide Branches

Reviews on The Bank of Vernon

Featured - 30 Year Fixed Mortgage Rates 2024

Featured - Home Equity Line Of Credit Rates 2024

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