The Bank of Southside Virginia - Nationwide Branches

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Branch	Address	View Lobby Hours
Colonial Heights Branch	764 East Ellerslie Avenue, Colonial Heights, VA 23834	View Lobby Hours
Wakefield Branch	631 County Drive, Wakefield, VA 23888	View Lobby Hours
Prince George Branch	6401 Courthouse Road, Prince George, VA 23875	View Lobby Hours
Chester Branch	4310 West Hundred Road, Chester, VA 23831	View Lobby Hours
Crater Road Branch	2703 South Crater Road, Petersburg, VA 23805	View Lobby Hours
Rohoic-Dinwiddie County Branch	26008 Cox Road, Petersburg, VA 23803	View Lobby Hours
Capron Branch	23003 Main Street, Capron, VA 23829	View Lobby Hours
Jarratt Branch	211 Jarratt Avenue, Jarratt, VA 23867	View Lobby Hours
Boykins Branch	18207 Virginia Avenue, Boykins, VA 23827	View Lobby Hours
The Bank Of Southside Virginia	17208 Halligan Park Rd., Carson, VA 23830	View Lobby Hours
Dinwiddie Branch	14003 Boydton Plank Road, Dinwiddie, VA 23841	View Lobby Hours
Greensville-Emporia Branch	1400 West Atlantic Street, Emporia, VA 23847	View Lobby Hours
Amory Drive Branch	1310 Amory Drive, Franklin, VA 23851	View Lobby Hours
Stony Creek Branch	12441 Main Street, Stony Creek, VA 23882	View Lobby Hours
Smithfield Branch	115 Main Street, Smithfield, VA 23430	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2578474	6.493%	6.375% 0.88 points $3,949 fees	$1,997	Learn More
NMLS ID: 449401	6.625%	6.625% 0.00 points $0 fees	$2,049	Learn More
NMLS ID: 2059741	6.683%	6.624% 0.63 points $1,942 fees	$2,049	Learn More
NMLS ID: 1025894	6.741%	6.625% 1.00 points $3,836 fees	$2,049	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Achieve Loans See Table	Intro APR 8.750 % After Intro: 8.750 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501). Equal Housing Opportunity. Offers may vary and all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. Minimum 600 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 6.74% - 14.75% and are assigned based on underwriting requirements and offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $852 for a 10-year loan. 10,15, 20 and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80% for debt consolidation and 85% for cash out requests, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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