Sterling State Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
North Rochester Branch	5600 Highway 52 North, Rochester, MN 55901	View Lobby Hours
Apple Valley Branch	4520 150th Street West, Apple Valley, MN 55124	View Lobby Hours
Lyle Main Branch	403 First Street, Lyle, MN 55953	View Lobby Hours
Lakeville Branch	16366 Kenrick Avenue, Lakeville, MN 55044	View Lobby Hours
Sterling State Bank	1419 1st Avenue Southwest, Austin, MN 55912	View Lobby Hours
Savage Branch	14185 Highway 13 South, Savage, MN 55378	View Lobby Hours
Rochester Branch	1336 Apache Drive, S.W., Rochester, MN 55902	View Lobby Hours
Rochester Facility	102 South Broadway, Rochester, MN 55903	View Lobby Hours
Rochester 25th Street Branch	10 25th Street Se, Rochester, MN 55904	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 6606	6.584%	6.490% 1.00 points $3,158 fees	$2,021	Learn More
NMLS ID: 401822	6.644%	6.500% 0.88 points $4,795 fees	$2,023	Learn More
NMLS ID: 3030	7.476%	7.375% 1.00 points $3,200 fees	$2,211	Learn More
NMLS ID: 491986		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US

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