State Bank of Southern Utah - Nationwide Branches

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Branch	Address	View Lobby Hours
Richfield Branch	Main And Center Streets, Richfield, UT 84701	View Lobby Hours
Kanab Branch	99 West Center Street, Kanab, UT 84741	View Lobby Hours
Parowan Branch	93 North Main Street, Parowan, UT 84761	View Lobby Hours
Hurrican Office	720 West State Street, Hurricane, UT 84737	View Lobby Hours
Orderville Branch	55 East State Street, Orderville, UT 84758	View Lobby Hours
St. George Branch	395 East St. George Boulevard, St. George, UT 84770	View Lobby Hours
State Bank Of Southern Utah	377 North Main, Cedar City, UT 84721	View Lobby Hours
Santa Clara Branch	2287 Santa Clara Drive, Santa Clara, UT 84765	View Lobby Hours
Tropic Branch	200 North Main, Tropic, UT 84776	View Lobby Hours
St. George Branch	1337 E. 170 S., Saint George, UT 84790	View Lobby Hours
Circleville Branch	125 West Main Street, Circleville, UT 84723	View Lobby Hours
Cedar City South Interchange Office	1322 South Interstate Drive, Cedar City, UT 84720	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2578474	6.240%	6.125% 0.88 points $3,930 fees	$1,945	Learn More
NMLS ID: 1025894	6.460%	6.375% 0.63 points $2,847 fees	$1,997	Learn More
NMLS ID: 3030	7.576%	7.500% 0.75 points $2,400 fees	$2,238	Learn More
NMLS ID: Not a Lender		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US

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