State Bank and Trust Company - Nationwide Branches

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Branch	Address	View Lobby Hours
Highway 96 Branch	849 Warren Drive, Warner Robins, GA 31088	View Lobby Hours
Walnut Street Branch	700 Walnut Street, Macon, GA 31201	View Lobby Hours
Northeast Branch	614 Shurling Drive, Macon, GA 31211	View Lobby Hours
Peachtree Parkway Branch	6170 Peachtree Parkway At Peachtree Corners, Norcross, GA 30092	View Lobby Hours
Zebulon Road Branch	5980 Zebulon Road, Macon, GA 31210	View Lobby Hours
Log Cabin Branch	4699 Log Cabin Drive, Macon, GA 31204	View Lobby Hours
Hartley Bridge Road Branch	4315 Hartley Bridge Road, Macon, GA 31216	View Lobby Hours
State Bank And Trust Company	4219 Forsyth Road, Macon, GA 31210	View Lobby Hours
East Paces Ferry Road Branch	415 East Paces Ferry Road, Atlanta, GA 30305	View Lobby Hours
Gray Branch	282 West Clinton Street, Gray, GA 31032	View Lobby Hours
Marietta Branch	250 Church Street, Marietta, GA 30060	View Lobby Hours
Alpharetta Branch	2380 Old Milton Parkway, Alpharetta, GA 30009	View Lobby Hours
Unadilla Branch	2206 Pine Street, Unadilla, GA 31091	View Lobby Hours
Bass Road Branch	1535 Bass Road, Macon, GA 31210	View Lobby Hours
Perry Branch	1208 Washington Street, Perry, GA 31069	View Lobby Hours
Houston Lake Road Branch	119 South Houston Lake Road, Warner Robins, GA 31088	View Lobby Hours
Gainesville Branch	500 Jesse Jewel Parkway, Gainesville, GA 30501	View Lobby Hours
National Bk Of Ga Br	2234 West Broad Street, Athens, GA 30606	View Lobby Hours
Nbc Of Georgia Messenger Service Bra	2234 West Broad Street, Athens, GA 30606	View Lobby Hours
Gwinnett Office	1970 Sattellite Blvd, Duluth, GA 30097	View Lobby Hours
Midtown Branch	1349 West Peachtree Street, Suite 100, Atlanta, GA 30309	View Lobby Hours
Evans Office	4349 Washington Road, Evans, GA 30809	View Lobby Hours
West Town Branch	3820 Washington Road, Martinez, GA 30907	View Lobby Hours
Furys Ferry Branch	375 Furys Ferry Road, Martinez, GA 30907	View Lobby Hours
Wheeler Road Branch	3527 Wheeler Road, Augusta, GA 30909	View Lobby Hours
Medical Center Branch	1580 Walton Way, Augusta, GA 30904	View Lobby Hours
Daniel Village Branch	2805 Wrightsboro Road, Augusta, GA 30909	View Lobby Hours
Hill Street Branch	110 East Hill Street, Thomson, GA 30824	View Lobby Hours
S Bk Br	205 South Veterans Blvd, Glennville, GA 30427	View Lobby Hours
Reidsville Branch	176 S Main Street, Reidsville, GA 30453	View Lobby Hours
Liberty County Branch	119 East General Screven Way, Hinesville, GA 31313	View Lobby Hours
Drayton Street Branch	120 Drayton Street, Savannah, GA 31401	View Lobby Hours
Messenger Service Branch	110 East Hill Street, Thomson, GA 30824	View Lobby Hours
Buckhead Tower Branch	3399 Peachtree Road, Ne, Suite 2050, Atlanta, GA 30326	View Lobby Hours
Savannah	602 Mall Boulevard, Savannah, GA 31406	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1835285	6.356%	6.250% 0.63 points $3,600 fees	$1,971	Learn More
NMLS ID: 2059741	6.507%	6.375% 0.75 points $4,442 fees	$1,997	Learn More
NMLS ID: 757416	6.583%	6.490% 1.00 points $3,110 fees	$2,021	Learn More
NMLS ID: 1025894	6.593%	6.490% 0.88 points $3,433 fees	$2,021	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity See Table	Intro APR 7.350 % After Intro: 7.350 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. Offers may vary and loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 600 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.75% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month and can fluctuate during the draw period. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

State Bank and Trust Company - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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