Southern Michigan Bank & Trust - Nationwide Branches

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Branch	Address	View Lobby Hours
Westland Branch	58665 U.S. 131, Three Rivers, MI 49093	View Lobby Hours
Battle Creek Branch	5350 Beckley Road, B Drive North, Battle Creek, MI 49015	View Lobby Hours
Shopping Center Branch	51 West Pearl Street, Coldwater, MI 49036	View Lobby Hours
Southern Michigan Bank & Trust	45-51 West Pearl Street, Coldwater, MI 49036	View Lobby Hours
East Chicago Branch	441 East Chicago Street, Coldwater, MI 49036	View Lobby Hours
The Motor Bank Branch	405 North Broadway, Union City, MI 49094	View Lobby Hours
Constantine Branch	345 North Washington, Constantine, MI 49042	View Lobby Hours
Centreville Branch	235 East Main Street, Centreville, MI 49032	View Lobby Hours
Union City Branch	225 North Broadway, Union City, MI 49094	View Lobby Hours
Tekonsha Branch	202 North Main Street, Tekonsha, MI 49092	View Lobby Hours
Chicago Street Branch	2 West Chicago Street, Suite A, Coldwater, MI 49036	View Lobby Hours
Mendon Branch	136 North Nottawa, Mendon, MI 49072	View Lobby Hours
Marshall Branch	1110 West Michigan Avenue, Marshall, MI 49068	View Lobby Hours
Camden Branch	107 North Main Street, Camden, MI 49232	View Lobby Hours
Hillsdale Branch	10 East Carlton Road, Hillsdale, MI 49242	View Lobby Hours
Portage Branch	531 West Kilgore, Portage, MI 49024	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1835285	6.494%	6.375% 0.75 points $4,000 fees	$1,997	Learn More
NMLS ID: 2578474	6.596%	6.500% 0.63 points $3,210 fees	$2,023	Learn More
NMLS ID: 1025894	6.993%	6.875% 1.00 points $3,852 fees	$2,103	Learn More
NMLS ID: 3030	7.313%	7.250% 0.63 points $2,000 fees	$2,183	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.490 % After Intro: 7.490 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Achieve Loans See Table	Intro APR 9.250 % After Intro: 9.250 %	$0	Learn More More Info
All terms are estimates until underwriting is complete. Offer shown includes a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (2.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Offers are only valid in states where Achieve is licensed. Loans are not available to residents of all states and available loan terms and fees may vary by state where offered. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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