Southcrest Bank, National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
Northside Branch	943 North Church Street, Thomaston, GA 30286	View Lobby Hours
Manchester Branch	406 West Main Street, Manchester, GA 31816	View Lobby Hours
Luthersville Branch	24 North Main Street, Luthersville, GA 30251	View Lobby Hours
Thomaston Downtown	108 South Church Street, Thomaston, GA 30286	View Lobby Hours
Cedartown Main	967 N. Main Street, Cedartown, GA 30125	View Lobby Hours
Chickamauga Branch	12691 North Highway 27, Chickamauga, GA 30707	View Lobby Hours
Southcrest Bank, National Association	1475 West Peachtree Street, Ne, Suite 200, Atlanta, GA 30309	View Lobby Hours
Rockmart Branch	131 West Elm Street, Rockmart, GA 30153	View Lobby Hours
Downtown Branch	117 West Avenue, Cedartown, GA 30125	View Lobby Hours
Cumming Branch	3275 Market Place Blvd Ste 100, Cumming, GA 30041	View Lobby Hours
Tyrone Branch	105 St Stephens Ct, Tyrone, GA 30290	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2059741	6.258%	6.125% 0.75 points $4,531 fees	$1,945	Learn More
NMLS ID: 447490	6.367%	6.250% 0.75 points $3,958 fees	$1,971	Learn More
NMLS ID: 757416	6.435%	6.375% 0.63 points $2,016 fees	$1,997	Learn More
NMLS ID: 1025894	6.460%	6.375% 0.63 points $2,847 fees	$1,997	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US

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