Somerset Regal Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Raritan	802 Somerset Street, Raritan, NJ 8869	View Lobby Hours
Somerville	64 West End Avenue, Somerville, NJ 8876	View Lobby Hours
Whitehouse Branch	410 Us 22, Whitehouse Station, NJ 8889	View Lobby Hours
Manville Branch	41 South Main Street, Manville, NJ 8835	View Lobby Hours
Somerset Savings Bank, Sla	220 West Union Avenue, Bound Brook, NJ 8805	View Lobby Hours
Middlesex	1305 Bound Brook Road, Middlesex, NJ 8846	View Lobby Hours
Flemington	141 Broad Street, Flemington, NJ 8822	View Lobby Hours
Springfield Branch	899 Mountain Avenue, Springfield, NJ 7081	View Lobby Hours
Somerset Branch	408 Elizabeth Ave Ste B, Somerset, NJ 8873	View Lobby Hours
Regal Bank	570 West Mount Pleasant Avenue, Livingston, NJ 7039	View Lobby Hours
South Livingston Branch	504 South Livingston Avenue, Livingston, NJ 7039	View Lobby Hours
Florham Park Branch	39 Columbia Turnpike, Florham Park, NJ 7932	View Lobby Hours
Millburn Branch	290 Millburn Avenue, Millburn, NJ 7041	View Lobby Hours
Roseland Branch	180 Eagle Rock Avenue, Roseland, NJ 7068	View Lobby Hours
Franklin Township Branch	464b Elizabeth Avenue, Somerset, NJ 8873	View Lobby Hours
West Orange Branch	641 Eagle Rock Avenue, West Orange, NJ 7052	View Lobby Hours
Summit Office	360 Springfield Avenue, Summit, NJ 7901	View Lobby Hours
Somerville Branch	151 Adamsville Road, Somerville, NJ 8876	View Lobby Hours

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Reviews on Somerset Regal Bank

DN | Jan 11, 2020

I tried to do a re-fi loan through this place. Total nightmare. They never sent the loan disclosure prior to the closing. Imagine my surprise at closing when my cash to closing number increased by almost $8000. On top of that, my customer service experience throughout the process was atrocious. Mortgage lending is highly competitive. Shop around to find not just the best rate, but someone who values your business and adheres to appropriate and legal business practices. I would recommend avoiding this lender at all costs.

ADK | Jul 11, 2016

Very bad bank the one in Middlesex. Teller in 1st cubicle is very loud, rude, poor customer service. She talks loud that everyone can hear. She mistreated me 3 times. I am closing my account because of her.

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2890 License#: MBMB.850089.000	6.750%	6.625% 1.00 points $4,141 fees	$2,049	Learn More
NMLS ID: 66247	6.804%	6.750% 0.50 points $1,770 fees	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.966%	6.875% 0.50 points $3,145 fees	$2,103	Learn More
NMLS ID: 1025894	6.977%	6.875% 0.88 points $3,334 fees	$2,103	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

Somerset Regal Bank - Nationwide Branches

Reviews on Somerset Regal Bank

Featured - 30 Year Fixed Mortgage Rates 2024

Featured - Home Equity Line Of Credit Rates 2024

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