Royal Business Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Monterey Park Branch	700 West Garvey Avenue, Monterey Park, CA 91754	View Lobby Hours
Royal Business Bank	660 S. Figueroa Street, Suite 1888, Los Angeles, CA 90017	View Lobby Hours
Hampshire Road Branch	600 Hampshire Road, Suite 100, Westlake Village, CA 91361	View Lobby Hours
Nevada Branch	3919 Spring Mountain Road, Las Vegas, NV 89102	View Lobby Hours
Ventura County Business Bank Branch	366 W. Esplanade Drive, Oxnard, CA 93036	View Lobby Hours
Torrance Branch	23740 Hawthorne Blvd. Suite 103, Torrance, CA 90505	View Lobby Hours
Silverlake-Sunset Branch	1912 W Sunset Boulevard, Los Angeles, CA 90026	View Lobby Hours
San Gabriel Branch	123 East Valley Boulevard Suite 101, San Gabriel, CA 91776	View Lobby Hours
Rowland Heights Branch	1015 S. Nogales Street, Unit 121 & 122a, Rowland Heights, CA 91748	View Lobby Hours
Arcadia Branch	901 South Baldwin Avenue, Arcadia, CA 91007	View Lobby Hours
West La Branch	2105 Sawtelle Blvd., Los Angeles, CA 90025	View Lobby Hours
Diamond Bar Branch	1241 Grand Avenue, Suite K, Diamond Bar, CA 91765	View Lobby Hours
Cerritos Branch	11304 1/2 South Street, Cerritos, CA 90703	View Lobby Hours
Ventura Branch	366 Esplanade Drive, Ventura, CA 93003	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1835285	6.266%	6.125% 1.00 points $4,800 fees	$1,945	Learn More
NMLS ID: 2059741	6.420%	6.375% 0.50 points $1,510 fees	$1,997	Learn More
NMLS ID: 757416	6.470%	6.375% 1.00 points $3,197 fees	$1,997	Learn More
NMLS ID: 1025894	6.571%	6.490% 0.63 points $2,684 fees	$2,021	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Reliant Home Funding, Inc See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(The advertised APR includes enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage company. Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed

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