Ridgewood Savings Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Bay Ridge Branch	8522 Third Avenue, Brooklyn, NY 11209	View Lobby Hours
Baldwin Branch	835 Atlantic Avenue, Baldwin, NY 11510	View Lobby Hours
Grand Avenue Branch	74-25 Grand Avenue, Elmhurst, NY 11373	View Lobby Hours
Bensonhurst Branch	7124 18th Avenue, Brooklyn, NY 11204	View Lobby Hours
Allerton Ave Branch	711 Allerton Ave., Bronx, NY 10467	View Lobby Hours
Ridgewood Savings Bank	7102 Forest Avenue, Ridgewood, NY 11385	View Lobby Hours
Mobile Branch Facility Branch	71-02 Forest Avenue, Ridgewood, NY 11385	View Lobby Hours
Web Bank Branch	71-02 Forest Avenue, Ridgewood, NY 11385	View Lobby Hours
Dyker Heights Branch	7020 13th Avenue, Brooklyn, NY 11228	View Lobby Hours
Mclean Avenue Branch	670 Mclean Ave, Yonkers, NY 10704	View Lobby Hours
Glendale Branch	65-01 Myrtle Avenue, Glendale, NY 11385	View Lobby Hours
West Babylon Branch	50 Farmingdale Road (Nys Route 109), West Babylon, NY 11704	View Lobby Hours
Astoria Branch	43-14 Ditmars Blvd, Astoria, NY 11105	View Lobby Hours
Sedgwick Ave Branch	3899 Sedgwick Ave., Bronx, NY 10463	View Lobby Hours
White Plains Road Branch	3824 White Plains Road, Bronx, NY 10467	View Lobby Hours
New Rochelle Branch	382 Pelham Road, New Rochelle, NY 10805	View Lobby Hours
Jerome Avenue Branch	3445 Jerome Avenue, Bronx, NY 10467	View Lobby Hours
Lindenhurst Branch	317 South Wellwood Avenue, Lindenhurst, NY 11757	View Lobby Hours
Sheepshead Bay Branch	2520 East 17th Street, Brooklyn, NY 11235	View Lobby Hours
Whitestone Branch	25-29 Parsons Boulevard, Flushing, NY 11354	View Lobby Hours
Cobble Hill Branch	244 Court Street, Brooklyn, NY 11201	View Lobby Hours
Garden City Branch	2435 Jericho Turnpike, Garden City Park, NY 11040	View Lobby Hours
Laurelton Branch	230-22 Merrick Boulevard, Laurelton, NY 11413	View Lobby Hours
Hicksville Branch	220 Old Country Rd, Hicksville, NY 11801	View Lobby Hours
Bellmore Branch	2080 Bellmore Avenue, Bellmore, NY 11710	View Lobby Hours
Bayside Branch	208-24 Cross Island Parkway, Bayside, NY 11360	View Lobby Hours
Hollis Branch	205-11 Hillside Av, Hollis, NY 11423	View Lobby Hours
Breezy Point Branch	202-16 Rockaway Point Blvd, Breezy Point, NY 11697	View Lobby Hours
Crosby Avenue Branch	1745 Crosby Avenue, Bronx, NY 10461	View Lobby Hours
Gunhill Road Branch	1770 E. Gun Hill Rd., Bronx, NY 10469	View Lobby Hours
Hicksville Branch	169 Old Country Road, Hicksville, NY 11801	View Lobby Hours
Yorkville Branch	1646 First Avenue, New York, NY 10028	View Lobby Hours
73rd Street Branch	1404 2nd Avenue, New York, NY 10021	View Lobby Hours
Morris Park Branch	1134 Morris Park Avenue, Bronx, NY 10461	View Lobby Hours
Forest Hills Branch	107-55 Queens Boulevard, Forest Hills, NY 11375	View Lobby Hours

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Reviews on Ridgewood Savings Bank

an | Apr 25, 2022

We would not be having all this trouble with people sealing money out of other people's bank accounts if we were to just stop using fancy banking like onlinebanki

an | Apr 25, 2022

We would not be having all this trouble with people sealing money out of other people's bank accounts if we were to just stop using fancy banking like onlinebanki

Randall A | Nov 18, 2020

I've been very pleased over the first six months - now feel cheated by silent .05% drops. How difficult is it to send a blast email notifying customers as a courtesy?

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1429043 License#: RM.804500.000	6.048%	5.875% 0.88 points $6,000 fees	$1,893	Learn More
NMLS ID: 2578474	6.242%	6.125% 0.88 points $4,010 fees	$1,945	Learn More
NMLS ID: 66247	6.316%	6.250% 0.75 points $2,240 fees	$1,971	Learn More
NMLS ID: 2006915 License#: RM805287000	6.366%	6.250% 0.63 points $3,945 fees	$1,971	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 8.100 % After Intro: 8.100 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

Ridgewood Savings Bank - Nationwide Branches

Reviews on Ridgewood Savings Bank

Featured - 30 Year Fixed Mortgage Rates 2024

Featured - Home Equity Line Of Credit Rates 2024

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