Rabobank, National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
Corning Branch	950 Highway 99w, Corning, CA 96021	View Lobby Hours
Rabobank, National Association	915 Highland Pointe Drive, Suite 350, Roseville, CA 95678	View Lobby Hours
Santa Barbara Branch	914 Carpinteria Street, Santa Barbara, CA 93103	View Lobby Hours
Guadalupe Branch	905 Guadalupe Street, Guadalupe, CA 93434	View Lobby Hours
Truxton Avenue Branch	900 Truxton Ave. Ste 100, Bakersfield, CA 93301	View Lobby Hours
Santa Rosa Branch	201 Third Street, Santa Rosa, CA 95404	View Lobby Hours
Www.Rabobankamerica.com Branch	90 E Thousand Oaks Blvd, 3rd Floor, Thousand Oaks, CA 91360	View Lobby Hours
Oak Park Branch	865 Oak Park Boulevard, Pismo Beach, CA 93449	View Lobby Hours
Grover Beach Branch	899 Grand Avenue, Grover Beach, CA 93433	View Lobby Hours
Paso Robles Branch	845 Spring Street, Paso Robles, CA 93446	View Lobby Hours
Lompoc Branch	828 North H Street, Lompoc, CA 93436	View Lobby Hours
Indio Branch	81-790 Us Hwy 111, Indio, CA 92201	View Lobby Hours
Gilroy Branch	805 1st Street, Gilroy, CA 95020	View Lobby Hours
Pismo Beach Branch	801 Price Street, Pismo Beach, CA 93449	View Lobby Hours
San Luis Obispo Branch	75 Santa Rosa Street, San Luis Obispo, CA 93405	View Lobby Hours
Yosemite Avenue Branch	731 E. Yosemite Ave, Merced, CA 95340	View Lobby Hours
North Broadway Branch	720 North Broadway, Santa Maria, CA 93454	View Lobby Hours
Thousand Palms Branch	72-885 Ramon Road, Thousand Palms, CA 92276	View Lobby Hours
Napa Branch	700 Trancas Street, Napa, CA 94558	View Lobby Hours
Atascadero Branch	6950 El Camino Real, Atascadero, CA 93422	View Lobby Hours
Visalia Branch	618 West Main Street, Visalia, CA 93291	View Lobby Hours
South Paradise Branch	672 Pearson Raod, Paradise, CA 95969	View Lobby Hours
Nipomo Branch	615 West Tefft Street, Nipomo, CA 93444	View Lobby Hours
Buellton Branch	61 West Highway 246, Buellton, CA 93427	View Lobby Hours
Goleta Valley Branch	5956 Calle Real, Goleta, CA 93117	View Lobby Hours
Pacific Grove Branch	561 Lighthouse Avenue, Pacific Grove, CA 93950	View Lobby Hours
King City Branch	532 Broadway Street, King City, CA 93930	View Lobby Hours
East Main Branch	519 East Main Street, Santa Maria, CA 93454	View Lobby Hours
Stockdale Highway Branch	5151 Stockdale Highway, Bakersfield, CA 93309	View Lobby Hours
La Quinta Branch	51-290 Avenida Bermudas, La Quinta, CA 92253	View Lobby Hours
Carpenteria Branch	5030 Carpenteria Avenue, Carpinteria, CA 93013	View Lobby Hours
Lodi Branch	501 West Kettleman Lane, Lodi, CA 95240	View Lobby Hours
Holtville Branch	502 Holt Avenue, Holtville, CA 92250	View Lobby Hours
Altaville-Angels Camp Branch	501 S. Main Street, Angels Camp, CA 95222	View Lobby Hours
Red Bluff Branch	500 Luther Road, Red Bluff, CA 96080	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2578474	6.242%	6.125% 0.88 points $4,010 fees	$1,945	Learn More
NMLS ID: 66247	6.323%	6.250% 0.75 points $2,490 fees	$1,971	Learn More
NMLS ID: 1025894	6.580%	6.490% 0.75 points $3,020 fees	$2,021	Learn More
NMLS ID: 401822	6.782%	6.625% 1.00 points $5,195 fees	$2,049	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 8.100 % After Intro: 8.100 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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