Provident Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Ocean Township	1502 Route 35 South, Ocean Township, NJ 7712	View Lobby Hours
Brookdale Branch	1260 Broad Street, Bloomfield, NJ 7003	View Lobby Hours
Iselin	1220 Green Street, Iselin, NJ 8830	View Lobby Hours
Randolph	1185 Sussex Turnpike, Randolph, NJ 7869	View Lobby Hours
Newark Branch	115-119 Ferry Street, Newark, NJ 7105	View Lobby Hours
Clark Branch	1139 Raritan Avenue, Clark, NJ 7066	View Lobby Hours
Bloomfield Center Branch	11 Broad Street, Bloomfield, NJ 7003	View Lobby Hours
Woodbridge Center Branch	1000 Woodbridge Center Drive, Woodbridge, NJ 7095	View Lobby Hours
Metropark Admin Office	100 Wood Avenue South, Iselin, NJ 8830	View Lobby Hours
Metropark Branch	100 Wood Avenue South, Iselin, NJ 8830	View Lobby Hours
Piscataway	100 Stelton Road, Piscataway, NJ 8854	View Lobby Hours
Ampere Parkway Branch	100 Bloomfield Avenue, Bloomfield, NJ 7003	View Lobby Hours
Berkeley Township Branch	1 Plaza Drive, Toms River, NJ 8757	View Lobby Hours
Newark Teachers Village Branch	222 Halsey Street, Newark, NJ 7102	View Lobby Hours
Clinton Branch	178 Center Street, Clinton, NJ 8809	View Lobby Hours
Somerville Branch	28 West Main Street, Somerville, NJ 8876	View Lobby Hours

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Reviews on Provident Bank

Abraham Farber | May 14, 2015

looking to refinance into a fixed equity 15 yr loan, I have now a 1st Mortg & equity line total of about 218000. looking to get about 360 & pay off the old ones & have extra, I have a 4 unit house were we live as well, pleas call me with rates and more info @ 718-438-1815

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2578474	6.594%	6.500% 0.63 points $3,149 fees	$2,023	Learn More
NMLS ID: 2059741	6.685%	6.624% 0.63 points $2,032 fees	$2,049	Learn More
NMLS ID: 1025894	6.831%	6.750% 0.63 points $2,658 fees	$2,076	Learn More
NMLS ID: 401822	6.908%	6.750% 1.00 points $5,195 fees	$2,076	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Achieve Loans See Table	Intro APR 9.000 % After Intro: 9.000 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501). Equal Housing Opportunity. Offers may vary and all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. Minimum 600 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 6.74% - 14.75% and are assigned based on underwriting requirements and offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $852 for a 10-year loan. 10,15, 20 and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80% for debt consolidation and 85% for cash out requests, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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