Prairie State Bank and Trust - Nationwide Branches

View Prairie State Bank and Trust overview page →

Branch	Address	View Lobby Hours
Perry Facility	Route 107 And Main Street, Perry, IL 62362	View Lobby Hours
Farmersville Facility	Main And Cleveland, Farmersville, IL 62533	View Lobby Hours
Virden Drive Up Facility	603 N. Springfield Street, Virden, IL 62690	View Lobby Hours
Charleston Branch	621 West Lincoln Street, Charleston, IL 61920	View Lobby Hours
Decatur Il Branch	4485 East U.S. Route 36, Decatur, IL 62521	View Lobby Hours
Girard Facility	402 North 3rd, Girard, IL 62640	View Lobby Hours
Illiopolis Branch	345 Mary Street, Illiopolis, IL 62539	View Lobby Hours
Mattoon Branch	2121 Western Avenue, Mattoon, IL 61938	View Lobby Hours
Prairie State Bank And Trust	3751 West Wabash Avenue, Springfield, IL 62704	View Lobby Hours
Virden Branch	201 East Jackson Street, Virden, IL 62690	View Lobby Hours
18th Street Branch	1820 18th Street, Charleston, IL 61920	View Lobby Hours
Toronto Road Branch	1361 Toronto Road, Springfield, IL 62707	View Lobby Hours
Morton Street Office	1052 West Morton Avenue, Jacksonville, IL 62650	View Lobby Hours
Springfield Branch	1001 Durkin Drive, Springfield, IL 62704	View Lobby Hours
Lewistown Branch	105 West Lncoln Street, Lewistown, IL 61542	View Lobby Hours
Pershing Road Branch	1000 West Pershing Road, Decatur, IL 62526	View Lobby Hours
Meredosia Branch	100 Main Street, Meredosia, IL 62665	View Lobby Hours
Bloomington-Trinity Lane Branch	1101 Trinity Lane, Bloomington, IL 61704	View Lobby Hours
Mount Zion Branch	340 West Main Street, Mount Zion, IL 62549	View Lobby Hours
Savoy Branch	410 West Curtis Road, Savoy, IL 61874	View Lobby Hours

«
Page 1 of 1
»

Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2578474	6.092%	6.000% 0.63 points $3,149 fees	$1,919	Learn More
NMLS ID: 1025894	6.235%	6.125% 1.00 points $3,759 fees	$1,945	Learn More
NMLS ID: 2559614	6.333%	6.250% 0.88 points $2,800 fees	$1,971	Learn More
NMLS ID: 401822	6.518%	6.375% 0.88 points $4,795 fees	$1,997	Learn More

See More Mortgage Rates →

Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.45% - 10.95*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US

Prairie State Bank and Trust - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

Download a Free eBook