Pioneer Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
University Avenue Branch	705 East University Avenue, Las Cruces, NM 88001	View Lobby Hours
Mesa Branch	7015 North Mesa Street, El Paso, TX 79912	View Lobby Hours
Lohman Branch	3831 East Lohman Ave, Las Cruces, NM 88011	View Lobby Hours
Gateway Branch	6068 Gateway East, El Paso, TX 79905	View Lobby Hours
Penn Avenue Branch	306 North Pennsylvania Avenue, Roswell, NM 88201	View Lobby Hours
Pioneer Bank	3000 North Main Street, Roswell, NM 88201	View Lobby Hours
Las Cruces Branch	2900 Roadrunner Parkway, Las Cruces, NM 88011	View Lobby Hours
Trawood Branch	2290 Trawood Drive, El Paso, TX 79935	View Lobby Hours
St. Mary's Place Branch	2 St. Mary's Place, Roswell, NM 88203	View Lobby Hours
Mechem Branch	1095 Mechem Dr., Ruidoso, NM 88345	View Lobby Hours
Carlsbad Branch	111 N. Canal, Carlsbad, NM 88220	View Lobby Hours
1020 N Turner Branch	1020 N Turner, Hobbs, NM 88240	View Lobby Hours
1020 Tenth Street Branch	1020 10th St, Alamogordo, NM 88310	View Lobby Hours
Joe Harvey Branch	1600 West Joe Harvey, Hobbs, NM 88240	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1945532	6.036%	5.875% 0.75 points $5,600 fees	$1,893	Learn More
NMLS ID: 2578474 License#: 2578474	6.115%	6.000% 0.88 points $3,949 fees	$1,919	Learn More
NMLS ID: 1025894	6.462%	6.375% 0.75 points $2,908 fees	$1,997	Learn More
NMLS ID: 401822	6.518%	6.375% 0.88 points $4,795 fees	$1,997	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.45% - 10.95*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US

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