Branch | Address | View Lobby Hours |
---|---|---|
Douglas Branch | 99 Alabama Highway 168, Horton, AL 35980 | View Lobby Hours |
Scottsboro Branch | 820 South Broad Street, Scottsboro, AL 35768 | View Lobby Hours |
Steele Branch | 3915 Pope Avenue, Steele, AL 35987 | View Lobby Hours |
Hokes Bluff Branch | 5690 Us Highway 278 East, Gadsden, AL 35903 | View Lobby Hours |
Peoples Independent Bank | 121 Billy B. Dyar Boulevard, Boaz, AL 35957 | View Lobby Hours |
Powell Branch | 3736 Main Street Powell, Fyffe, AL 35971 | View Lobby Hours |
Sylvania Branch | 23083 Alabama Highway 75, Sylvania, AL 35988 | View Lobby Hours |
Horizon Bank Branch | 1167 Main St, Fyffe, AL 35971 | View Lobby Hours |
Gurley Office Branch | 111 Steel Drive, Gurley, AL 35748 | View Lobby Hours |
$Theta88008 | Feb 9, 2024
Last week we called the People's Independent main branch to gain an understanding of the institution, a normal procedure for any family. We do not live in Boaz, AL, so we thought we could have our questions answered by calling. We called the branch twice, both times requesting a manager because we had specific banking questions. We certainly didn't want to drive an hour and then find upon arriving that no one was available to answer our questions. We are not affiliated with PIB but we have relatives who do business with PIB. They were taken aback by our treatment. On both occasions, a gentleman named Chris who introduced himself as a manager of the Boaz main branch answered our call. We were hoping to have access to another manager for the second call that followed, as Chris did not impress us the first time. Chris informed us that he was one of the managers of the main branch. When we called a second time, we were just as disappointed as during the first call. For example, Chris didn't seem interested in answering our questions about a five-year Certificate of Deposit or in us becoming customers. We were also seeking to open a checking account. As we attempted to explain ourselves regarding one particular question—a question that a branch manager should have known—he put us on hold for several minutes. Afterward, I mentioned to Chris that we are residents of Alabama and that I am a retired engineer, as well as a numbers guy. He replied with a sarcastic remark: "So am I, 1+1=2." I took this as a mocking swipe. He clearly was not the person we desired; this was the extent of his ability to be helpful. When Chris learned that we moved from New York, his attitude shifted. He knew by our (212) area code that we were not originally from the area. We sensed that he considered us outsiders, especially when he replied, "We are a local bank who serve locals. Perhaps this bank is not for you." This discrimination was enough to terminate the call. Shame on People's Independent Bank. Mr. Vogel
Lender | APR | Rate (%) | Monthly Payment |
Learn More |
---|---|---|---|---|
NMLS ID: 1835285 |
6.494% |
6.375% 0.75 points $4,000 fees |
$1,997 | Learn More |
NMLS ID: 1025894 |
6.863% |
6.750% 1.00 points $3,705 fees |
$2,076 | Learn More |
NMLS ID: 401822 |
7.034% |
6.875% 1.00 points $5,195 fees |
$2,103 | Learn More |
NMLS ID: 3030 |
7.325% |
7.250% 0.75 points $2,400 fees |
$2,183 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR
7.240 %
After Intro: 7.240 % |
$0 |
Learn More
More Info |
Rate See Table |
Intro APR
7.900 %
After Intro: 7.900 % |
$25,000 |
Learn More
More Info |