Peoples Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Anacortes Office	1218 Commercial Street, Anacortes, WA 98221	View Lobby Hours
Wenatchee Office	901 North Mission Street, Wenatchee, WA 98801	View Lobby Hours
West Lynden Office	8070 Guide Meridian, #101, Lynden, WA 98264	View Lobby Hours
Ballard Office	5600 24th Avenue Nw, Seattle, WA 98107	View Lobby Hours
East Wenatchee Office	510 Grant Road, East Wenatchee, WA 98802	View Lobby Hours
Cordata Office	4183 Meridian Street, Bellingham, WA 98226	View Lobby Hours
Lynden Financial Center Branch	418 Grover Street, Lynden, WA 98264	View Lobby Hours
Magnolia Office	3300 W. Mcgraw Street, Suite 102, Seattle, WA 98199	View Lobby Hours
Peoples Bank	3100 Woburn Street, Bellingham, WA 98226	View Lobby Hours
Snohomish Office	2801 Bickford Ave North, Suite 101, Snohomish, WA 98290	View Lobby Hours
Everett Branch	2702 Colby Avenue, Everett, WA 98201	View Lobby Hours
Oak Harbor Office	275 Southeast Pioneer Way, Suite 1, Oak Harbor, WA 98277	View Lobby Hours
East Mount Vernon Office	2601 East Division Street, Mt. Vernon, WA 98273	View Lobby Hours
Everson Office	200 East Main Street, Everson, WA 98247	View Lobby Hours
Ferndale Office	1895 Main Street, Ferndale, WA 98248	View Lobby Hours
Mount Vernon Office	1801 Riverside Drive, Mount Vernon, WA 98273	View Lobby Hours
Fairway Office	1700 Front Street, Lynden, WA 98264	View Lobby Hours
Mill Creek Office	15506 Main Street, Suite 105, Mill Creek, WA 98012	View Lobby Hours
Fairhaven Office	1401-12th Street, Bellingham, WA 98225	View Lobby Hours
Downtown Bellingham Office	1333 Cornwall Avenue, Bellingham, WA 98225	View Lobby Hours
Coupeville Office	107 S. Main Street, Coupeville, WA 98239	View Lobby Hours
Bellevue Financial Center	10900 Ne 4th Street, Suite 2250, Bellevue, WA 98004	View Lobby Hours
King Courier Branch	3300 W. Mcgraw Street, Seattle, WA 98199	View Lobby Hours
Evergreen Way Office	6920 Evergreen Way, Everett, WA 98203	View Lobby Hours
Burlington Office	822 S. Burlington Blvd., Burlington, WA 98233	View Lobby Hours
Edmonds Office	111 Main Street Plaza, Suite 102, Edmonds, WA 98020	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2890 License#: MBMB.850089.000	6.750%	6.625% 1.00 points $4,141 fees	$2,049	Learn More
NMLS ID: 66247	6.804%	6.750% 0.50 points $1,770 fees	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.966%	6.875% 0.50 points $3,145 fees	$2,103	Learn More
NMLS ID: 1025894	6.977%	6.875% 0.88 points $3,334 fees	$2,103	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

Peoples Bank - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2024

Featured - Home Equity Line Of Credit Rates 2024

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