Pathward, National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
Sioux Falls South Minnesota Branch	2500 S. Minnesota Ave., Sioux Falls, SD 57105	View Lobby Hours
Brookings Branch	600 Main Avenue, Brookings, SD 57006	View Lobby Hours
North Career Avenue Branch	4900 S Western Ave, Sioux Falls, SD 57108	View Lobby Hours
86th Street Branch	4848 86th Street, Urbandale, IA 50322	View Lobby Hours
3624 Sixth Avenue Branch	3624 Sixth Avenue, Des Moines, IA 50313	View Lobby Hours
Ingersoll Avenue Branch	3455 Ingersoll Avenue, Des Moines, IA 50312	View Lobby Hours
Westtown Branch	3448 Westtown Parkway, West Des Moines, IA 50266	View Lobby Hours
S L Plaza Shopping Cneter Branch	1413 North Lake Avenue, Storm Lake, IA 50588	View Lobby Hours
Elmwood Branch	12th At Elmwood, Sioux Falls, SD 57104	View Lobby Hours
Metabank	5501 South Broadband Lane, Sioux Falls, SD 57108	View Lobby Hours
Storm Lake Branch	121 East Fifth Street, Storm Lake, IA 50588	View Lobby Hours

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Reviews on Pathward, National Association

Olivpasae | Jan 22, 2021

Unfortunately I wish I could have a nice review however this is not the case. I have the exceed pay card through Walmart and to my dismay always around pay day there is one issue or another where the app is concerned. When you call fir answers about the issue they claim they are doing a system update and the issue will be resolved in a couple of hours which is NEVER the case. Then when you call back to find out what the situation is or seek a solution you are told that they are not will not release to you an estimated time fir a resolution. SMH this is terrible when people entrust their hard earned money to an institution that can’t give a straight forward honest answer to when they will have access to moneys needed to pay bills or do groceries buy medicine etc and all because their app that they insist you download and use is unreliable. Terrible

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2578474	6.620%	6.500% 0.88 points $4,010 fees	$2,023	Learn More
NMLS ID: 66247	6.706%	6.625% 0.88 points $2,678 fees	$2,049	Learn More
NMLS ID: 1025894	6.960%	6.875% 0.63 points $2,764 fees	$2,103	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.966%	6.875% 0.50 points $3,145 fees	$2,103	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

Pathward, National Association - Nationwide Branches

Reviews on Pathward, National Association

Featured - 30 Year Fixed Mortgage Rates 2024

Featured - Home Equity Line Of Credit Rates 2024

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