Oritani Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
1 Spring Valley Ave Branch	One Spring Valley Ave, Hackensack, NJ 7601	View Lobby Hours
New Milford Branch	900 River Rd, New Milford, NJ 7646	View Lobby Hours
Clifton Branch	859 Clifton Avenue, Suite H, Clifton, NJ 7013	View Lobby Hours
7225 Broadway Branch	7225 Broadway, North Bergen, NJ 7047	View Lobby Hours
Anderson Ave Branch	742 Anderson Ave, Cliffside Park, NJ 7010	View Lobby Hours
Upper Montclair Branch	604 Valley Road, Upper Montclair, NJ 7043	View Lobby Hours
Teaneck Branch	560 Cedar Ln, Teaneck, NJ 7666	View Lobby Hours
545 Shaler Blvd Branch	545 Shaler Blvd, Ridgefield, NJ 7657	View Lobby Hours
460 Chamberlain Ave Branch	460 Chamberlain Ave, Paterson, NJ 7502	View Lobby Hours
Hamilton Savings Bank Branch	4200 Bergenline Ave, Union City, NJ 7087	View Lobby Hours
Oritani Bank	370 Pascack Road, Township Of Washington, NJ 7676	View Lobby Hours
Pascack Rd Branch	370 Pascack Rd, Township Of Washington, NJ 7676	View Lobby Hours
350 Broad Ave Branch	350 Broad Ave, Palisades Park, NJ 7650	View Lobby Hours
Jersey City Branch	348 Central Ave, Jersey City, NJ 7307	View Lobby Hours
Hackensack Branch	321 Main St, Hackensack, NJ 7601	View Lobby Hours
Fairview Avenue Branch	311 Fairview Ave, Fairview, NJ 7022	View Lobby Hours
Emerson Branch	27 Kinderkamack Rd, Emerson, NJ 7630	View Lobby Hours
30 Sheridan Ave Branch	30 Sheridan Ave, Ho Ho Kus, NJ 7423	View Lobby Hours
Grand Avenue Branch	236 Grand Ave, Park Ridge, NJ 7656	View Lobby Hours
Ridgefield Park Branch	233 Main St, Ridgefield Park, NJ 7660	View Lobby Hours
Bergenfield Branch	223 South Washington Avenue, Bergenfield, NJ 7621	View Lobby Hours
Bergenline Avenue Branch	2001 Bergenline Ave, Union City, NJ 7087	View Lobby Hours
Kinderkamack Road Branch	177 Kinderkamack Rd, Park Ridge, NJ 7656	View Lobby Hours
Ramsey Branch	161 North Franklin Turnpike, Ramsey, NJ 7446	View Lobby Hours
Broadway Branch	160 Broadway, Woodcliff Lake, NJ 7677	View Lobby Hours
Summit Ave Branch	1020 Summit Ave, Union City, NJ 7087	View Lobby Hours
Westwood Branch	98 Westwood Ave, Westwood, NJ 7675	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1835285	6.356%	6.250% 0.63 points $3,600 fees	$1,971	Learn More
NMLS ID: 2059741	6.507%	6.375% 0.75 points $4,442 fees	$1,997	Learn More
NMLS ID: 757416	6.583%	6.490% 1.00 points $3,110 fees	$2,021	Learn More
NMLS ID: 1025894	6.593%	6.490% 0.88 points $3,433 fees	$2,021	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity See Table	Intro APR 7.350 % After Intro: 7.350 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. Offers may vary and loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 600 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.75% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month and can fluctuate during the draw period. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

Oritani Bank - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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