Opportunity Bank of Montana - Nationwide Branches

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Branch	Address	View Lobby Hours
First Community Bank	540 Second Avenue South, Glasgow, MT 59230	View Lobby Hours
Ashland Branch	300 Main St, Ashland, MT 59003	View Lobby Hours
Helena Branch	2987 Prospect Ave, Helena, MT 59601	View Lobby Hours
Wolf Point Branch	215 3rd Ave S, Wolf Point, MT 59201	View Lobby Hours
Culbertson Branch	205 Broadway Avenue, Culbertson, MT 59218	View Lobby Hours
Hinsdale Branch	203 Montana St, Hinsdale, MT 59241	View Lobby Hours
Three Forks Branch	120 So Montana Street, Three Forks, MT 59752	View Lobby Hours
Froid Branch	109 Main Street, Froid, MT 59226	View Lobby Hours
711 S. 1st Street Branch	711 S. 1st Street, Hamilton, MT 59840	View Lobby Hours
Bozeman Main Street Branch	237 West Main Street, Bozeman, MT 59715	View Lobby Hours
Billings Branch	455 South 24th Street, Billings, MT 59108	View Lobby Hours
416 Broadway Branch	416 Broadway, Townsend, MT 59644	View Lobby Hours
3401 Harrison Branch	3401 Harrison, Butte, MT 59701	View Lobby Hours
28 Neill Avenue Branch	28 Neill Avenue, Helena, MT 59601	View Lobby Hours
Cromwell Dixon Ln Branch	2090 Cromwell Dixon Ln, Helena, MT 59602	View Lobby Hours
Missoula-Downtown Branch	200 North Higgins, Missoula, MT 59802	View Lobby Hours
Bozeman Branch	1455 West Oak Street, Bozeman, MT 59715	View Lobby Hours
Missoula-Reserve Street Branch	1510 S Reserve Street, Missoula, MT 59801	View Lobby Hours
Opportunity Bank Of Montana	1400 Prospect Avenue, Helena, MT 59601	View Lobby Hours
Livingston Branch	123 South Main St, Livingston, MT 59047	View Lobby Hours
Big Timber Branch	101 Mcleod Street, Big Timber, MT 59011	View Lobby Hours
Twin Bridges Branch	107 South Main Street, Twin Bridges, MT 59754	View Lobby Hours
Sheridan Office Branch	103 North Main Street, Sheridan, MT 59749	View Lobby Hours
Great Falls Branch	120 First Ave North Suite 201, Great Falls, MT 59401	View Lobby Hours
Billings Heights Branch	895 Main Street, Ste 1, Billings, MT 59105	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1025894	6.728%	6.625% 0.88 points $3,398 fees	$2,049	Learn More
NMLS ID: 330511	7.064%	7.000% 0.63 points $2,074 fees	$2,129	Learn More
NMLS ID: 3030	7.602%	7.500% 1.00 points $3,200 fees	$2,238	Learn More
NMLS ID: 491986		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 7.300 % After Intro: 7.300 %	$15,000	Learn More More Info
Available APRs range from 6.65% - 15.40*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Achieve Loans See Table	Intro APR 8.750 % After Intro: 8.750 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501). Equal Housing Opportunity. Offers may vary and all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. Minimum 600 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 6.74% - 14.75% and are assigned based on underwriting requirements and offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $852 for a 10-year loan. 10,15, 20 and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80% for debt consolidation and 85% for cash out requests, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

Opportunity Bank of Montana - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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