One American Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
One American Bank	549 Broadway, Centerville, SD 57014	View Lobby Hours
Sioux Falls Branch	515 South Minnesota Avenue, Sioux Falls, SD 57104	View Lobby Hours
49th St	3310 West 49th Street, Sioux Falls, SD 57106	View Lobby Hours

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Reviews on One American Bank

Jan | Feb 6, 2021

After purchasing more than 6 homes and going through more than a dozen refinancing processes, I must say that this is the worst company I have ever had the misfortune of dealing with. It took these clowns four months to close my loan. This organization can not figure out from one day to the next what paperwork they will need for a standard business transaction. These clowns are so inept and incompetent that they said I had a short sale of one of my properties. I had to write them a Letter Of Explanation telling them why they were wrong. We had purchased the short sale. When we sold it, it was not a short sale. Complete and utter incompetence at every turn. If you value your time and your money, my recommendation would be that you stay away from doing business with One American.

rlb | Dec 19, 2019

very efficient, convenient

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 66247	6.576%	6.500% 0.75 points $2,544 fees	$2,023	Learn More
NMLS ID: 1025894	6.953%	6.875% 0.63 points $2,534 fees	$2,103	Learn More
NMLS ID: 1907	7.093%	7.000% 1.00 points $3,002 fees	$2,129	Learn More
NMLS ID: 3030	7.225%	7.125% 1.00 points $3,200 fees	$2,156	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
All terms are estimates until underwriting is complete. Offer shown includes a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (2.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Offers are only valid in states where Achieve is licensed. Loans are not available to residents of all states and available loan terms and fees may vary by state where offered. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

One American Bank - Nationwide Branches

Reviews on One American Bank

Featured - 30 Year Fixed Mortgage Rates 2024

Featured - Home Equity Line Of Credit Rates 2024

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