Oconee State Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Oconee State Bank	35 North Main Street, Watkinsville, GA 30677	View Lobby Hours
Bogart Branch	2441 Monroe Highway, Bogart, GA 30622	View Lobby Hours
Butler's Crossing Branch	2000 Experiment Station Road, Watkinsville, GA 30677	View Lobby Hours
Mortgage Office Branch	Durham Street, Unit 10, Oakhill Office Condominiums, Watkinsville, GA 30677	View Lobby Hours
Elberton Federal Savings And Loan As	6 Church Street, Elberton, GA 30635	View Lobby Hours

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Reviews on Oconee State Bank

Carol Walters | Mar 29, 2021

I have had problems with Oconee State Bank blocking purchases I made online from a legitimate business for pet products. They block it because the seller is in the UK, even though I have purchased from the seller many times and been pleased. OSB still interferes with my purchases. I have met with them and been promised the filter is removed so I can purchase. Still every time I purchase they block it. I have emailed them to no avail. They reply but my purchases are still blocked even though they say they will remove the filter. I can't drive to the UK to make these purchases - I have to order them online. OSB has no business interfering with my regular purchases from secure legitimate sources that many people buy from. I am sick and tired of going round and round with OSB about this. They are incompetent.

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1835285	6.470%	6.375% 0.50 points $3,203 fees	$1,997	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.756%	6.625% 1.00 points $4,531 fees	$2,049	Learn More
NMLS ID: 3030	7.325%	7.250% 0.75 points $2,400 fees	$2,183	Learn More
NMLS ID: 1907		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

Oconee State Bank - Nationwide Branches

Reviews on Oconee State Bank

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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