Northern Bank & Trust Company - Nationwide Branches

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Branch	Address	View Lobby Hours
Melrose Branch	514-516 Franklin Street, Melrose, MA 2176	View Lobby Hours
Westford Branch	45 Main Street, Westford, MA 1886	View Lobby Hours
Billerica Branch	482 Boston Road, Billerica, MA 1821	View Lobby Hours
Acton Branch	414 Massachusetts Avenue, Acton, MA 1720	View Lobby Hours
Woburn Branch	303 Main Street, Woburn, MA 1801	View Lobby Hours
Northern Bank & Trust Company	275 Mishawum Road, Woburn, MA 1801	View Lobby Hours
Littleton Branch	265 Great Road, Littleton, MA 1460	View Lobby Hours
West Woburn Branch	215 Lexington Street, Woburn, MA 1801	View Lobby Hours
Chelmsford Branch	14 Littleton Road, Chelmsford, MA 1824	View Lobby Hours
Burlington Branch	13 Center Street, Burlington, MA 1803	View Lobby Hours
Reading Branch	600 Main Street, Reading, MA 1867	View Lobby Hours
Www.Nbtc.com Branch	275 Mishawum Road, Woburn, MA 1801	View Lobby Hours
Sudbury Branch	430 Boston Post Road, Sudbury, MA 1776	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2578474	6.354%	6.250% 0.75 points $3,530 fees	$1,971	Learn More
NMLS ID: 401822	6.644%	6.500% 0.88 points $4,795 fees	$2,023	Learn More
NMLS ID: 6606	6.708%	6.625% 0.88 points $2,742 fees	$2,049	Learn More
NMLS ID: 3029		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.45% - 10.95*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US

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