Montecito Bank & Trust - Nationwide Branches

View Montecito Bank & Trust overview page →

Branch	Address	View Lobby Hours
Hollister Branch	6900 Hollister Avenue, Goleta, CA 93117	View Lobby Hours
Westlake Village Branch	968 South Westlake Blvd., Suite 10, Westlake Village, CA 91361	View Lobby Hours
Solvang Branch	591 Alamo Pintado Road, Solvang, CA 93463	View Lobby Hours
Goleta Branch	5658 Calle Real, Goleta, CA 93117	View Lobby Hours
Ventura Branch	4730 Telephone Road, Ventura, CA 93003	View Lobby Hours
La Cumbre Branch	3802 State Street, Santa Barbara, CA 93105	View Lobby Hours
Montecito Branch	1106-A Coast Village Road, Montecito, CA 93108	View Lobby Hours
Carpinteria Branch	1023 Casitas Pass Road, Carpinteria, CA 93013	View Lobby Hours
Montecito Bank & Trust	1000 State Street, Santa Barbara, CA 93101	View Lobby Hours
Santa Ynez Valley Mesngr Ser Branch	591 Alamo Pintado Road, Solvang, CA 93463	View Lobby Hours
Camarillo Branch	770 Paseo Camarillo, Suite 120, Camarillo, CA 93010	View Lobby Hours
Mesa Branch Temporary	1933 Cliff Drive Suite 28, Santa Barbara, CA 93109	View Lobby Hours

«
Page 1 of 1
»

Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2578474	6.734%	6.625% 0.75 points $3,610 fees	$2,049	Learn More
NMLS ID: 1025894	6.977%	6.875% 0.88 points $3,334 fees	$2,103	Learn More
NMLS ID: 3030	7.463%	7.375% 0.88 points $2,800 fees	$2,211	Learn More
NMLS ID: Not a Lender		points fees		Learn More

See More Mortgage Rates →

Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

See More Home Equity Rates →

New Bank Offers

Download a Free eBook

Bank On It:
The No Risk Way To Boost Your Savings

BestCashCow
Guide To Credit Card Travel Rewards

65 Questions to Ask before Choosing a CD

The Insider's Guide
to
Mortgages

Plan and Optimize Your Finances