Monroe Bank & Trust - Nationwide Branches

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Branch	Address	View Lobby Hours
Erie Branch	9796 South Dixie Highway, Erie, MI 48133	View Lobby Hours
Temperance Branch	9007 Lewis Avenue, Temperance, MI 48182	View Lobby Hours
Lambertville Branch	7341 Secor Road, Lambertville, MI 48144	View Lobby Hours
Taylor Branch	7146 Pelham Road, Taylor, MI 48180	View Lobby Hours
Plymouth Branch	706 South Main St, Plymouth, MI 48170	View Lobby Hours
North Dixie Branch	3805 North Dixie Highway, Monroe, MI 48162	View Lobby Hours
Ida Branch	2917 Lewis Avenue, Ida, MI 48140	View Lobby Hours
Flat Rock Branch	28417 N. Telegraph Road, Flat Rock, MI 48134	View Lobby Hours
Fort& Vinewood Branch	2517 Fort Street, Wyandotte, MI 48192	View Lobby Hours
Trenton Branch	2410 West Road, Trenton, MI 48183	View Lobby Hours
Northville Branch	201 East Main St, Northville, MI 48167	View Lobby Hours
West Monroe Branch	1500 North Custer Road, Monroe, MI 48162	View Lobby Hours
Milan Branch	14690 South Sanford Road, Milan, MI 48160	View Lobby Hours
Petersburg Branch	15 Center Street, Petersburg, MI 49270	View Lobby Hours
South Dixie Branch	14581 South Dixie Highway, Monroe, MI 48161	View Lobby Hours
South Rockwood Branch	12754 N. Dixie Highway, South Rockwood, MI 48179	View Lobby Hours
Carleton Branch	12633 Grafton Road, Carleton, MI 48117	View Lobby Hours
Dundee West Branch	123 Helle Blvd, Dundee, MI 48131	View Lobby Hours
North Monroe Street Branch	1204 North Monroe Street, Monroe, MI 48162	View Lobby Hours
Monroe Bank & Trust	102 East Front Street, Monroe, MI 48161	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1025894	6.596%	6.490% 0.88 points $3,558 fees	$2,021	Learn More
NMLS ID: 401822	6.758%	6.625% 0.75 points $4,395 fees	$2,049	Learn More
NMLS ID: 6606	6.847%	6.750% 1.00 points $3,181 fees	$2,076	Learn More
NMLS ID: 407568	7.099%	6.990% 0.88 points $3,614 fees	$2,127	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity See Table	Intro APR 7.300 % After Intro: 7.300 %	$15,000	Learn More More Info
Available APRs range from 6.65% - 15.40*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Monroe Bank & Trust - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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