Merchants Bank, National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
Alliance Bank Branch	2728 Mall Drive, Eau Claire, WI 54701	View Lobby Hours
Apple Valley Branch	7300 147th Street West, Suite 100, Apple Valley, MN 55124	View Lobby Hours
Cottage Grove Branch	7200 East Douglas Point Road South, Cottage Grove, MN 55016	View Lobby Hours
Merchants Lakeside Branch	627 Mankato Avenue, Winona, MN 55987	View Lobby Hours
Goodview Facility	4124 Sixth Street-Goodview, Winona, MN 55987	View Lobby Hours
Rochester Northwest Plaza Branch	3586 55th Street Nw, Rochester, MN 55901	View Lobby Hours
La Crescent Branch	316 Main Street, La Crescent, MN 55947	View Lobby Hours
Onalaska Branch	3140 Market Place, Onalaska, WI 54650	View Lobby Hours
Cannon Falls Branch	300 West Main Street, Cannon Falls, MN 55009	View Lobby Hours
Redwing Branch	2835 South Service Drive, Red Wing, MN 55066	View Lobby Hours
Hampton Branch	23280 Main Street, Hampton, MN 55031	View Lobby Hours
Highview Avenue Branch	20150 Highview Avenue, Lakeville, MN 55044	View Lobby Hours
Lakeville Branch	18550 Joplin Avenue, Lakeville, MN 55044	View Lobby Hours
Rochester Green Meadows Branch	1600 Greenview Dr Sw, Rochester, MN 55902	View Lobby Hours
Hastings Branch	1525 Vermillion Street, Hastings, MN 55033	View Lobby Hours
Rosemount National Bank Branch	15055 Chippendale Avenue South, Rosemount, MN 55068	View Lobby Hours
Spring Grove Branch	126 West Main Street, Spring Grove, MN 55974	View Lobby Hours
Caledonia Branch	115 West Washington Street, Caledonia, MN 55921	View Lobby Hours
St. Charles Branch	1130 Whitewater Avenue, St. Charles, MN 55972	View Lobby Hours
Merchants Bank, National Association	100-106 East Third Street, Winona, MN 55987	View Lobby Hours
Lanesboro Branch	118 Parkway Avenue North, Lanesboro, MN 55949	View Lobby Hours
Rushford Branch	101 Jessie Street West, Rushford, MN 55971	View Lobby Hours
Sugar Loaf Senior Living Branch	765 Menard Road, Winona, MN 55987	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2890 License#: MBMB.850089.000	6.750%	6.625% 1.00 points $4,141 fees	$2,049	Learn More
NMLS ID: 66247	6.804%	6.750% 0.50 points $1,770 fees	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.966%	6.875% 0.50 points $3,145 fees	$2,103	Learn More
NMLS ID: 1025894	6.977%	6.875% 0.88 points $3,334 fees	$2,103	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

Merchants Bank, National Association - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2024

Featured - Home Equity Line Of Credit Rates 2024

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