Mechanics & Farmers Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Winston-Salem Branch	770 M.L. King Blvd., Winston Salem, NC 27101	View Lobby Hours
Chapel Hill Blvd Branch	2705 Chapel Hill Blvd, Durham, NC 27707	View Lobby Hours
M&F Bank Corporate Branch	2634 Chapel Hill Blvd, Durham, NC 27707	View Lobby Hours
Rock Quarry Road Branch	1824 Rock Quarry Road, Raleigh, NC 27610	View Lobby Hours
Raleigh Branch	13 East Hargett Street, Raleigh, NC 27601	View Lobby Hours
Mechanics & Farmers Bank	116 West Parrish Street, Durham, NC 27702	View Lobby Hours
Charlotte Branch	101 Beatties Ford Road, Charlotte, NC 28208	View Lobby Hours
100 South Murrow Boulevard Branch	100 South Murrow Boulevard, Greensboro, NC 27401	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1835285	6.380%	6.250% 0.88 points $4,400 fees	$1,971	Learn More
NMLS ID: 2578474	6.461%	6.375% 0.63 points $2,890 fees	$1,997	Learn More
NMLS ID: 447490	6.617%	6.500% 0.75 points $3,897 fees	$2,023	Learn More
NMLS ID: 1025894	6.705%	6.625% 0.63 points $2,655 fees	$2,049	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Rate See Table	Intro APR 7.600 % After Intro: 7.600 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

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