Mechanics Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Westlake Village Branch	875 S Westlake Blvd., Suite 101, Westlake Village, CA 91361	View Lobby Hours
Irvine Branch	18400 Von Karmen Ave, Ste 1100, Irvine, CA 92612	View Lobby Hours
Newport Beach Branch	610 Newport Center Drive, Suite 100, Newport Beach, CA 92660	View Lobby Hours
Beverly Hills Branch	100 N Crescent Dr #125, Beverly Hills, CA 90210	View Lobby Hours
El Cerrito Branch	9996 San Pablo Avenue, El Cerrito, CA 94530	View Lobby Hours
San Rafael Office	904 4th Street, San Rafael, CA 94901	View Lobby Hours
Albany Branch	801 San Pablo Avenue, Albany, CA 94706	View Lobby Hours
Orinda Branch	77 Moraga Way, Orinda, CA 94563	View Lobby Hours
West Berkeley Office	755 Hearst Avenue, Berkeley, CA 94710	View Lobby Hours
North Roseville Retail Branch Office	721 Pleasant Grove Boulevard Ste 100, Roseville, CA 95678	View Lobby Hours
Pittsburg Branch	695 Railroad Avenue, Pittsburg, CA 94565	View Lobby Hours
Rodeo Branch	683 Parker Avenue, Rodeo, CA 94572	View Lobby Hours
El Dorado Hills Branch	4354 Town Center Blvd, El Dorado Hills, CA 95762	View Lobby Hours
Napa Branch	433 Soscol Avenue, Suite B-161, Napa, CA 94559	View Lobby Hours
Mira Vista Branch	4100 Macdonald Avenue, Richmond, CA 94805	View Lobby Hours
Point Richmond Office	4 West Richmond Avenue, Point Richmond, CA 94801	View Lobby Hours
El Sobrante Branch	3884 San Pablo Dam Road, El Sobrante, CA 94803	View Lobby Hours
Lafayette Branch	3640 Mt Diablo Blvd, Lafayette, CA 94549	View Lobby Hours
Danville Branch	345 Railroad Avenue, Danville, CA 94526	View Lobby Hours
San Francisco Branch	343 Sansome Street Suite 100, San Francisco, CA 94104	View Lobby Hours
Mechanics Bank	1111 Civic Drive, Walnut Creek, CA 94596	View Lobby Hours
North Napa Branch	3350 California Blvd Ste C, Napa, CA 94558	View Lobby Hours
Kensington Branch	279 Arlington Avenue, Kensington, CA 94707	View Lobby Hours
Pinole Branch	2690 Pinole Valley Road, Pinole, CA 94564	View Lobby Hours
Berkeley Office	2301 Shattuck Avenue, Berkeley, CA 94704	View Lobby Hours
San Pablo Branch	20 San Pablo Towne Center, San Pablo, CA 94806	View Lobby Hours
Oakland Branch	1999 Harrison Street, Suite 100, Oakland, CA 94612	View Lobby Hours
North Berkeley Branch	1801 Solano Avenue, Berkeley, CA 94707	View Lobby Hours
Lunardi's Office	1600 Palos Verdes Mall, Walnut Creek, CA 94596	View Lobby Hours
Moraga Branch	1355 Moraga Way, Moraga, CA 94556	View Lobby Hours
Walnut Creek Office	1350 North Main Street, Walnut Creek, CA 94596	View Lobby Hours
Concord Branch	1170 Concord Avenue Ste 160, Concord, CA 94520	View Lobby Hours
St Helena Office	1015 Adams Street, Saint Helena, CA 94574	View Lobby Hours
San Diego Branch	9333 Genesee Avenue, Suite 1100, San Diego, CA 92121	View Lobby Hours
Klose Way Branch	3190 Klose Way, Richmond, CA 94806	View Lobby Hours

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Reviews on Mechanics Bank

kristinalouise | Dec 6, 2018

I have to say, as a local business owner, I purposefully chose to work with a 'local business bank'. I moved my checking over when I incorporated and assumed that I would go to them when my needs increased. Well, sure enough, my needs increased (trying to open an office space in Downtown). I went to Mechanic's (of course!) and got directed to someone in finance where they informed me "not to bother submitting an application because they categorically do not work with real estate professionals". Oh, well excuse me. I am an entrepreneur who owns three businesses, I just happen to also be a (very productive) Realtor in town. They have access to all my financials (including a paid off credit card). Needless to say, I will not be doing business with a company that discriminates against me based on my PROFESSION (are you kidding me?). Shame on this bank for not evaluating BUSINESS OWNERS on financials, history, merit and deposit. What a damn shame. Maybe you should make sure they don't discriminate against whatever it is that you happen to do (they have a list, which she rattled off to me verbally) before you decide to bank with this institution.

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1429043 License#: RM.804500.000	6.163%	6.000% 0.75 points $5,600 fees	$1,919	Learn More
NMLS ID: 66247	6.436%	6.375% 0.63 points $2,058 fees	$1,997	Learn More
NMLS ID: 2890 License#: MBMB.850089.000	6.497%	6.375% 1.00 points $4,115 fees	$1,997	Learn More
NMLS ID: 1025894	6.592%	6.490% 0.88 points $3,388 fees	$2,021	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 8.100 % After Intro: 8.100 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
All terms are estimates until underwriting is complete. Offer shown includes a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (2.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Offers are only valid in states where Achieve is licensed. Loans are not available to residents of all states and available loan terms and fees may vary by state where offered. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

Mechanics Bank - Nationwide Branches

Reviews on Mechanics Bank

Featured - 30 Year Fixed Mortgage Rates 2024

Featured - Home Equity Line Of Credit Rates 2024

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