Macatawa Bank, National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
815 East Main Street Branch	815 East Main Street, Zeeland, MI 49464	View Lobby Hours
Southside Holland Branch	701 Maple Avenue, Holland, MI 49423	View Lobby Hours
Eastside Branch	699 East 16th Street, Holland, MI 49423	View Lobby Hours
Cascade Branch	6330 28th Street, Grand Rapids, MI 49546	View Lobby Hours
Allendale Branch	6299 Lake Michigan Drive, Allendale, MI 49401	View Lobby Hours
Clyde Park Avenue Branch	5271 Clyde Park Avenue S.W., Wyoming, MI 49509	View Lobby Hours
Jenison East Branch	520 Baldwin, Jenison, MI 49428	View Lobby Hours
Royal Park Place Branch	500 Parkside Drive, Zeeland, MI 49464	View Lobby Hours
Northside Branch	489 Butternut Street, Holland, MI 49423	View Lobby Hours
Hamilton Branch	4758 136th Avenue, Hamilton, MI 49419	View Lobby Hours
Forest Hills Branch	4590 Cascade Road, Grand Rapids, MI 49546	View Lobby Hours
Zeeland State Street Branch	41 North State Street, Zeeland, MI 49464	View Lobby Hours
Hudsonville Branch	3526 Chicago Drive, Hudsonville, MI 49426	View Lobby Hours
Grandville Branch	3191 44th Street Sw, Grandville, MI 49418	View Lobby Hours
East Beltline Branch	3177 Knapp Street Ne, Grand Rapids, MI 49525	View Lobby Hours
Rockford Branch	2820 10 Mile Road, Rockford, MI 49341	View Lobby Hours
Walker Branch	2750 Walker Nw, Walker, MI 49544	View Lobby Hours
Grand Rapids Limited Service Office	2510 Lake Michigan Drive, Grand Rapids, MI 49504	View Lobby Hours
Burton Branch	2440 Burton Se, Grand Rapids, MI 49546	View Lobby Hours
Byron Center Branch	2261 84th Street Sw, Byron Center, MI 49315	View Lobby Hours
Jenison Branch	2020 Baldwin Street, Jenison, MI 49428	View Lobby Hours
Lakewood Boulevard Branch	20 East Lakewood Boulevard, Holland, MI 49424	View Lobby Hours
68th Street Branch	1575 68th Street, Se, Grand Rapids, MI 49508	View Lobby Hours
Grand Haven Branch	15135 Whitaker Way, Grand Haven, MI 49417	View Lobby Hours
Freedom Village Branch	145 Columbia Avenue, Holland, MI 49423	View Lobby Hours
8th Street Holland Branch	141 East 8th Street, Holland, MI 49423	View Lobby Hours
Douglas Branch	132 Blue Star Hwy,, Douglas, MI 49406	View Lobby Hours
Grand Rapids Downtown	126 Ottawa Avenue, N.W., Grand Rapids, MI 49503	View Lobby Hours
Riley Branch	12415 Riley Street, Holland, MI 49424	View Lobby Hours
Macatawa Bank	10753 Macatawa Dr, Holland, MI 49424	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2262032 License#: RM.804810.000	6.317%	6.250% 0.38 points $2,250 fees	$1,971	Learn More
NMLS ID: 1835285	6.356%	6.250% 0.63 points $3,600 fees	$1,971	Learn More
NMLS ID: 2059741	6.507%	6.375% 0.75 points $4,442 fees	$1,997	Learn More
NMLS ID: 757416	6.583%	6.490% 1.00 points $3,110 fees	$2,021	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity See Table	Intro APR 7.350 % After Intro: 7.350 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. Offers may vary and loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 600 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.75% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month and can fluctuate during the draw period. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

Macatawa Bank, National Association - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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