Lincoln 1st Bank - Nationwide Branches

View Lincoln 1st Bank overview page →

Branch	Address	View Lobby Hours
Lincoln 1st Bank	31 Boonton Turnpike, Lincoln Park, NJ 7035	View Lobby Hours
Montville Branch	223 Changebridge Road, Montville, NJ 7045	View Lobby Hours

«
Page 1 of 1
»

Reviews on Lincoln 1st Bank

Anthony S. | Oct 30, 2021

I’ve now had 2 failed experiences with this bank. First failure was a commercial refinancing that they completely dropped the ball on and the second was a residential purchase that was a complete disaster! Consumers beware, don’t waste your time with this incompetency. Being a business owner, I gave them the benefit of the doubt after they screwed me the first time … shame on me for not avoiding them!!! I’d strongly advise not to work with this bank or Tom Russo at Paramount Bank who they farm mortgages out to. Complete incompetence among both of them!

Unhappy | Jul 10, 2020

Boy did they drag out the process over months - with pathetic questions like why is your income higher, etc. and an absurd offer - AVOID

Read More Reviews

Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1025894	6.956%	6.875% 0.63 points $2,642 fees	$2,103	Learn More
NMLS ID: 1907	7.080%	7.000% 0.88 points $2,602 fees	$2,129	Learn More
NMLS ID: 3030	7.225%	7.125% 1.00 points $3,200 fees	$2,156	Learn More
NMLS ID: 1907		points fees		Learn More

See More Mortgage Rates →

Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
All terms are estimates until underwriting is complete. Offer shown includes a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (2.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Offers are only valid in states where Achieve is licensed. Loans are not available to residents of all states and available loan terms and fees may vary by state where offered. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

Lincoln 1st Bank - Nationwide Branches

Reviews on Lincoln 1st Bank

Featured - 30 Year Fixed Mortgage Rates 2024

Featured - Home Equity Line Of Credit Rates 2024

Download a Free eBook