Lakestone Bank & Trust - Nationwide Branches

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Branch	Address	View Lobby Hours
Southgate Branch	637 South Main Street, Lapeer, MI 48446	View Lobby Hours
Lakestone Bank & Trust	83 West Nepessing Street, Lapeer, MI 48446	View Lobby Hours
Deerfield Branch	6002-B North Lapeer Road, North Branch, MI 48461	View Lobby Hours
Elba Branch	5508 Davison Road, Lapeer, MI 48446	View Lobby Hours
Attica Branch	4515 Imlay City Road, Attica, MI 48412	View Lobby Hours
Metamora Branch	3414 South Lapeer Road, Metamora Township, MI 48455	View Lobby Hours
Imlay City Branch	1875 S Cedar, Imlay City, MI 48444	View Lobby Hours
Memphis Branch	81111 Main Street, Memphis, MI 48041	View Lobby Hours
Armada Branch	72890 North Avenue, Armada, MI 48005	View Lobby Hours
Almont Branch	5515 Van Dyke Road, Almont, MI 48003	View Lobby Hours
Emmett Branch	3177 Main, Emmett, MI 48022	View Lobby Hours
Capac Branch	206 North Main Street, Capac, MI 48014	View Lobby Hours
Yale Branch	3 North Main Street, Yale, MI 48097	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1835285	6.368%	6.250% 0.75 points $4,000 fees	$1,971	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.622%	6.500% 0.88 points $4,275 fees	$2,023	Learn More
NMLS ID: 1025894	6.716%	6.625% 0.75 points $3,023 fees	$2,049	Learn More
NMLS ID: 3030	7.212%	7.125% 0.88 points $2,800 fees	$2,156	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.750 % After Intro: 7.750 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

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