Lake Shore Savings Bank - Nationwide Branches

View Lake Shore Savings Bank overview page →

Branch	Address	View Lobby Hours
East Amherst Branch	5751 Transit Road, East Amherst, NY 14051	View Lobby Hours
Hamburg Branch	59 Main Street, Hamburg, NY 14075	View Lobby Hours
Depew Branch	570 Dick Road, Depew, NY 14043	View Lobby Hours
Snyder Branch	4950 Main Street, Buffalo, NY 14226	View Lobby Hours
Kenmore Branch	3438 Delaware Ave., Buffalo, NY 14217	View Lobby Hours
Orchard Park Branch	3111 Union Road, Orchard Park, NY 14127	View Lobby Hours
Fredonia Branch	30 East Main St., Fredonia, NY 14063	View Lobby Hours
Lake Shore Savings Bank	128 East 4th St, Dunkirk, NY 14048	View Lobby Hours
Jamestown Branch	115 East 4th Street, Jamestown, NY 14701	View Lobby Hours
West Ellicot Branch	1 N Green Ave, Jamestown, NY 14701	View Lobby Hours
Westfield Branch	106 East Main Street, Westfield, NY 14787	View Lobby Hours
Www.Lakeshoresavings.com Branch	128 East 4th St., Dunkirk, NY 14048	View Lobby Hours

«
Page 1 of 1
»

Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1835285	6.368%	6.250% 0.75 points $4,000 fees	$1,971	Learn More
NMLS ID: 1025894	6.728%	6.625% 0.88 points $3,398 fees	$2,049	Learn More
NMLS ID: 3030	7.602%	7.500% 1.00 points $3,200 fees	$2,238	Learn More
NMLS ID: 1907		points fees		Learn More

See More Mortgage Rates →

Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Achieve Loans See Table	Intro APR 8.750 % After Intro: 8.750 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501). Equal Housing Opportunity. Offers may vary and all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. Minimum 600 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 6.74% - 14.75% and are assigned based on underwriting requirements and offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $852 for a 10-year loan. 10,15, 20 and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80% for debt consolidation and 85% for cash out requests, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

See More Home Equity Rates →

New Bank Offers

Download a Free eBook

Bank On It:
The No Risk Way To Boost Your Savings

BestCashCow
Guide To Credit Card Travel Rewards

65 Questions to Ask before Choosing a CD

The Insider's Guide
to
Mortgages

Plan and Optimize Your Finances