Kitsap Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Fife Branch	5209 Pacific Highway East, Fife, WA 98424	View Lobby Hours
Belfair Branch	Ne 24180 State Route 3, Belfair, WA 98528	View Lobby Hours
Kingston Branch	8190 Northeast State Highway 104, Kingston, WA 98346	View Lobby Hours
Port Ludlow Branch	74 Breaker Lane, Port Ludlow, WA 98365	View Lobby Hours
Port Angeles Branch	716 Front Street, Port Angeles, WA 98362	View Lobby Hours
Pioneer Way Branch-Gig Harbor	7109 Pioneer Way, Pioneer Square, Gig Harbor, WA 98335	View Lobby Hours
Port Hadlock Branch	69 Oak Bay Road, Port Hadlock, WA 98339	View Lobby Hours
Limited Service Branch	625 Bay Street, Port Orchard, WA 98366	View Lobby Hours
Kitsap Bank	619 Bay Street, Port Orchard, WA 98366	View Lobby Hours
6th And Pacific Branch-Bremerton	607 Pacific Avenue, Bremerton, WA 98337	View Lobby Hours
Gig Harbor Branch	4714 Point Fosdick Dr Nw, Gig Harbor, WA 98335	View Lobby Hours
East Bremerton Branch	3425 Wheaton Way, Bremerton, WA 98310	View Lobby Hours
Bethel Branch	3324 Bethel Road Southeast, Port Orchard, WA 98366	View Lobby Hours
Port Townsend Branch	2313 East Sims Way, Port Townsend, WA 98368	View Lobby Hours
Poulsbo Branch	19725 7th Avenue Northeast, Poulsbo, WA 98370	View Lobby Hours
Bonney Lake	19371 State Route 410 East, Bonney Lake, WA 98391	View Lobby Hours
Sequim Branch	1320 West Washington Street, Sequim, WA 98382	View Lobby Hours
South Park Village Branch	1700 Village Ln Se, Port Orchard, WA 98366	View Lobby Hours
Silverdale Branch	10488 Silverdale Way, Nw, Silverdale, WA 98383	View Lobby Hours
Bainbridge Island Branch	10140 N.E. High School Road, Bainbridge Island, WA 98110	View Lobby Hours
Kitsap Bank Courier Branch	619 Bay Street, Port Orchard, WA 98366	View Lobby Hours
Virtual Branch	619 Bay Street, Port Orchard, WA 98366	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1661781	6.464%	6.375% 0.63 points $3,173 fees	$1,997	Learn More
NMLS ID: 2578474	6.473%	6.375% 0.75 points $3,290 fees	$1,997	Learn More
NMLS ID: 2006915 License#: RM805287000	6.528%	6.375% 1.00 points $5,145 fees	$1,997	Learn More
NMLS ID: 66247	6.556%	6.500% 0.63 points $1,882 fees	$2,023	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.600 % After Intro: 7.600 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

Kitsap Bank - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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