Ireland Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Downey Branch	17 East Center Street, Downey, ID 83234	View Lobby Hours
Inkom Branch	Main Street And Highway 30, Inkom, ID 83245	View Lobby Hours
Soda Springs Branch	98 West Second South, Soda Springs, ID 83276	View Lobby Hours
Preston Branch	85 East Oneida, Preston, ID 83263	View Lobby Hours
Pocatello - Yellowstone Branch	486 Yellowstone Avenue, Pocatello, ID 83201	View Lobby Hours
Montpelier Branch	420 North Fourth Street, Montpelier, ID 83254	View Lobby Hours
Aberdeen Branch	386 North Main, Aberdeen, ID 83210	View Lobby Hours
Ireland Bank	33 Bannock Street, Malad City, ID 83252	View Lobby Hours
Pocatello Branch	2715 Pole Line Road, Pocatello, ID 83201	View Lobby Hours
Mackay Branch	208 S Main Street, Mackay, ID 83251	View Lobby Hours
Carey Branch	20449 Main Street, Carey, ID 83320	View Lobby Hours
Lava Hot Springs Branch	110 Main Street, Lava Hot Springs, ID 83246	View Lobby Hours
Grace Branch	1 North Main, Grace, ID 83241	View Lobby Hours
Magic Valley Branch	649 Pole Line Road, Twin Falls, ID 83301	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 292473	6.136%	5.990% 1.00 points $5,038 fees	$1,917	Learn More
NMLS ID: 401822	6.529%	6.375% 1.00 points $5,195 fees	$1,997	Learn More
NMLS ID: 399799	6.592%	6.500% 0.63 points $3,225 fees	$2,023	Learn More
NMLS ID: 401822		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Reliant Home Funding, Inc See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(The advertised APR includes enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage company. Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed

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