Independent Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Sebewaing M-25 Branch	8880 Unionville Road, Sebewaing, MI 48759	View Lobby Hours
Grand Rapids Downtown Branch	77 Monroe Center Street Northwest, Suite 101, Grand Rapids, MI 49503	View Lobby Hours
Rockford Branch	78 South Main Street, Rockford, MI 49341	View Lobby Hours
Pigeon Branch	75 South Main Street, Pigeon, MI 48755	View Lobby Hours
Bay City Euclid Branch	745 North Euclid, Bay City, MI 48706	View Lobby Hours
Saginaw Valley Branch	7400 Bay Road, Saginaw, MI 48604	View Lobby Hours
Howard City Branch	720 West Shaw, Howard City, MI 49329	View Lobby Hours
Cascade Road Branch	6750 Cascade Road, Grand Rapids, MI 49546	View Lobby Hours
Caseville Branch	6727 Main Street, Caseville, MI 48725	View Lobby Hours
Northgate Branch	655 North Port Crescent Street, Bad Axe, MI 48413	View Lobby Hours
Cass City Branch	6241 Main Street, Cass City, MI 48726	View Lobby Hours
Troy North Branch	5950 Rochester Road, Troy, MI 48085	View Lobby Hours
Bay City Branch	623 Washington Avenue, Bay City, MI 48708	View Lobby Hours
Bridgeport Branch	5500 Dixie Highway, Saginaw, MI 48601	View Lobby Hours
Sparta Branch	525 S State St, Sparta, MI 49345	View Lobby Hours
Sand Lake Branch	5 Third Street, Sand Lake, MI 49343	View Lobby Hours
Shelby Township Branch	49785 Van Dyke Ave, Shelby Township, MI 48317	View Lobby Hours
Fashion Square Mall Branch	4850 Bay Road, Saginaw, MI 48604	View Lobby Hours
Ionia Point Branch	450 S Dexter St, Ionia, MI 48846	View Lobby Hours
Standale Branch	4525 Lake Michigan Dr, Walker, MI 49534	View Lobby Hours
Bloomfield Hills Branch	4140 West Maple Road, Bloomfield Hills, MI 48301	View Lobby Hours
Cedar Springs Branch	4115 17 Mile Road, Cedar Springs, MI 49319	View Lobby Hours
Pinconning Branch	408 Mable Street, Pinconning, MI 48650	View Lobby Hours
North Branch	4046 Huron Street, North Branch, MI 48461	View Lobby Hours
Newaygo Branch	40 N State Street, Newaygo, MI 49337	View Lobby Hours
Big Rapids Branch	404 Perry Street, Big Rapids, MI 49307	View Lobby Hours
Alpine Branch	3800 Alpine Ave Nw, Comstock Park, MI 49321	View Lobby Hours
North Branch Drive Up	3765 Huron Street, North Branch, MI 48461	View Lobby Hours
Livonia Branch	37601 Five Mile Road, Livonia, MI 48154	View Lobby Hours
Saginaw State St Branch	3601 State Street, Saginaw, MI 48602	View Lobby Hours
Clio Branch	3500 West Vienna Road, Clio, MI 48420	View Lobby Hours
Farmington Hills Branch	32900 Middlebelt Road, Farmington Hills, MI 48334	View Lobby Hours
Muskegon Branch	3251 Henry Street, Muskegon, MI 49441	View Lobby Hours
Beverly Hills Branch	32800 Southfield Road, Beverly Hills, MI 48025	View Lobby Hours
Carson City Branch	323 West Main Street, Carson City, MI 48811	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1025894	6.977%	6.875% 0.88 points $3,334 fees	$2,103	Learn More
NMLS ID: 3030	7.463%	7.375% 0.88 points $2,800 fees	$2,211	Learn More
NMLS ID: 3029		points fees		Learn More
NMLS ID: 1907		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

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