IncredibleBank - Nationwide Branches

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Branch	Address	View Lobby Hours
Wausau Integrity Branch	101 Grand Avenue, Wausau, WI 54403	View Lobby Hours
Minocqua Office	8590 Us 51 North, Minocqua, WI 54548	View Lobby Hours
Calumet Branch	56500 Us Highway 41, Calumet, MI 49913	View Lobby Hours
Weston Branch	4107 Barbican Avenue, Schofield, WI 54476	View Lobby Hours
River Valley Bank	327 North 17th Avenue, Wausau, WI 54401	View Lobby Hours
Internet Branch	327 N 17th Avenue, Wausau, WI 54401	View Lobby Hours
Merrill Branch	3210 East Main Street, Merrill, WI 54452	View Lobby Hours
Ironwood Branch	200 South Suffolk Street, Ironwood, MI 49938	View Lobby Hours
Houghton Branch	19795 West Sharon Avenue, Houghton, MI 49931	View Lobby Hours
Eagle River Branch	141 South Willow Street, Eagle River, WI 54521	View Lobby Hours
Tomahawk Office	1218 N 4th St, Tomahawk, WI 54487	View Lobby Hours
Marquette West Branch	1140 West Washington Street, Marquette, MI 49855	View Lobby Hours
Rothschild Branch	1130 East Grand Avenue, Rothschild, WI 54474	View Lobby Hours
Marquette North Branch	1101 North Third Street, Marquette, MI 49855	View Lobby Hours
Iron Mountain Branch	101 West B Street, Iron Mountain, MI 49801	View Lobby Hours
De Pere Lpo	432 North Wisconsin Street, De Pere, WI 54115	View Lobby Hours
Madison Wi Branch	8329 Murphy Dr., Middleton, WI 53562	View Lobby Hours
Sheboygan Loan Production Office	728 Pennsylvania Avenue, Suite 210, Sheboygan, WI 53081	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2059741	6.574%	6.490% 0.88 points $2,810 fees	$2,021	Learn More
NMLS ID: 1025894	6.728%	6.625% 0.88 points $3,398 fees	$2,049	Learn More
NMLS ID: 399799	6.742%	6.625% 0.88 points $4,012 fees	$2,049	Learn More
NMLS ID: 401822	6.782%	6.625% 1.00 points $5,195 fees	$2,049	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity See Table	Intro APR 7.300 % After Intro: 7.300 %	$15,000	Learn More More Info
Available APRs range from 6.65% - 15.40*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Achieve Loans See Table	Intro APR 8.750 % After Intro: 8.750 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501). Equal Housing Opportunity. Offers may vary and all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. Minimum 600 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 6.74% - 14.75% and are assigned based on underwriting requirements and offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $852 for a 10-year loan. 10,15, 20 and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80% for debt consolidation and 85% for cash out requests, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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