Heritage Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Bellevue Branch	10500 N.E. 8th Street, Bellevue, WA 98004	View Lobby Hours
Lakewood Branch	10318 Gravelly Lake Dr Sw, Tacoma, WA 98499	View Lobby Hours
Longview Branch	927 Commerce Avenue, Longview, WA 98632	View Lobby Hours
West Olympia Branch	900 Cooper Point Southwest, Olympia, WA 98502	View Lobby Hours
88th Street Branch	8801 South Tacoma Way, Tacoma, WA 98499	View Lobby Hours
80th And Pacific Branch	8002 Pacific Avenue, Tacoma, WA 98408	View Lobby Hours
Vancouver Branch	700 Washington Street, Suite 700, Vancouver, WA 98660	View Lobby Hours
Kent Branch	415 W James St, Kent, WA 98032	View Lobby Hours
56th Street Branch	5448 South Tacoma Way, Tacoma, WA 98409	View Lobby Hours
Toppenish Branch	537 West Second, Toppenish, WA 98948	View Lobby Hours
Tumwater Branch	850 Trosper Road Sw, Tumwater, WA 98512	View Lobby Hours
Bellevue Branch	520 112th Ave Ne, Suite 160, Bellevue, WA 98004	View Lobby Hours
Gig Harbor Branch	5119 Olympic Drive Nw, Gig Harbor, WA 98335	View Lobby Hours
Wapato Branch	507 West 1st Street, Wapato, WA 98951	View Lobby Hours
Puyallup Branch	4627 S Meridian, Puyallup, WA 98373	View Lobby Hours
Lacey Branch	4400 Pacific Avenue, Lacey, WA 98503	View Lobby Hours
Federal Way Branch	32303 Pacific Highway S, Federal Way, WA 98003	View Lobby Hours
Downtown Yakima Branch	301 West Yakima Avenue, Yakima, WA 98902	View Lobby Hours
Shelton Branch	301 E Wallace Kneeland Blvd, Suite 115, Shelton, WA 98584	View Lobby Hours
Union Gap Branch	2205 South First Street, Yakima, WA 98903	View Lobby Hours
Heritage Bank	201 5th Avenue, S.W., Olympia, WA 98501	View Lobby Hours
Mobile Branch	201 5th Avenue, S.W., Olympia, WA 98501	View Lobby Hours
Allenmore Branch	1722 South Union Avenue, Tacoma, WA 98405	View Lobby Hours
Spanaway Branch	15211 Pacific Ave, Tacoma, WA 98444	View Lobby Hours
Downtown Tacoma Branch	1119 Pacific Avenue, Suite 300, Tacoma, WA 98402	View Lobby Hours
Sumner Branch	1005 Wood Ave, Sumner, WA 98390	View Lobby Hours
Kelso Branch	1000 South 13th Avenue, Kelso, WA 98626	View Lobby Hours
Portland Branch	1001 Sw 5th Avenue, Suite 250, Portland, OR 97204	View Lobby Hours
Ellensburg Branch	100 North Main Street, Ellensburg, WA 98926	View Lobby Hours
Meridian Branch	209 S Meridian, Puyallup, WA 98371	View Lobby Hours
Canyon Road Branch	12803 Canyon Road E, Puyallup, WA 98373	View Lobby Hours
Puyallup East Main Branch	1307 East Main Street, Puyallup, WA 98371	View Lobby Hours
Auburn Branch	1001 D Street Ne, Auburn, WA 98002	View Lobby Hours
Northwest Avenue Branch	920 West Bakerview Road, Bellingham, WA 98226	View Lobby Hours
Clinton Branch	8786 Sr 525, Clinton, WA 98236	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1429043 License#: RM.804500.000	6.438%	6.250% 1.00 points $6,400 fees	$1,971	Learn More
NMLS ID: 1835285	6.482%	6.375% 0.63 points $3,603 fees	$1,997	Learn More
NMLS ID: 2578474	6.620%	6.500% 0.88 points $4,010 fees	$2,023	Learn More
NMLS ID: 66247	6.706%	6.625% 0.88 points $2,678 fees	$2,049	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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