Glens Falls National Bank and Trust Company - Nationwide Branches

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Branch	Address	View Lobby Hours
Ticonderoga Drive-In Branch	Wicker Street, Ticonderoga, NY 12883	View Lobby Hours
South Glens Falls Branch	Route 9, South Glens Falls, NY 12803	View Lobby Hours
Schroon Lake Branch	Route 9, Schroon Lake, NY 12870	View Lobby Hours
U.S. Avenue Branch	5023 Us Avenue, Plattsburgh, NY 12903	View Lobby Hours
Argyle Branch	93 Main Street, Argyle, NY 12809	View Lobby Hours
Granville Branch	8646 State Route 22, Granville, NY 12832	View Lobby Hours
Schuylerville Branch	73 Broad Street, Schuylerville, NY 12871	View Lobby Hours
Queensbury Branch	696 Upper Glen Street, Queensbury, NY 12804	View Lobby Hours
Chester-Schroon-horicon Branch	6353 State Route 9, Chestertown, NY 12817	View Lobby Hours
Port Henry Branch	4307 Main Street, Port Henry, NY 12974	View Lobby Hours
Bay Road Branch	402 Bay Road, Queensbury, NY 12804	View Lobby Hours
Broad Street Plaza Branch	4 Broad Street Plaza, Glens Falls, NY 12801	View Lobby Hours
Warrensburg Branch	3853 Main Street, Warrensburg, NY 12885	View Lobby Hours
Washington County Drive-In Branch	343 Broadway, Fort Edward, NY 12828	View Lobby Hours
Aviation Road Branch	339 Aviation Road, Queensbury, NY 12804	View Lobby Hours
Cornelia Street Branch	308 Cornelia Street, Plattsburgh, NY 12901	View Lobby Hours
Kingsbury Branch	3019 State Route 4, Hudson Falls, NY 12839	View Lobby Hours
Glens Falls National Bank And Trust	250 Glen Street, Glens Falls, NY 12801	View Lobby Hours
Cambridge Branch	25 West Main Street, Cambridge, NY 12816	View Lobby Hours
Plattsburgh Branch	25 Margaret Street, Plattsburgh, NY 12901	View Lobby Hours
Lake George Branch	2252 State Route 9, Lake George, NY 12845	View Lobby Hours
Salem Branch	212 Main Street, Salem, NY 12865	View Lobby Hours
Fort Edward Branch	159 Broadway, Fort Edward, NY 12828	View Lobby Hours
Luzerne Branch	15 Main Street, Lake Luzerne, NY 12846	View Lobby Hours
Greenwich Branch	132 Main Street, Greenwich, NY 12834	View Lobby Hours
Ticonderoga Branch	123 Montcalm Street, Ticonderoga, NY 12883	View Lobby Hours
Greenwich Drive - In Office Branch	1153 State Route 29, Greenwich, NY 12834	View Lobby Hours
Fort Ann Post Branch	110 George Street, Fort Ann, NY 12827	View Lobby Hours
Route 9 Office In Queensbury	1002 State Route 9, Queensbury, NY 12804	View Lobby Hours
Exit 18 Office Branch	221 Corinth Rd, Queensbury, NY 12804	View Lobby Hours
Jones Road Branch	4208 Route 50, Saratoga Springs, NY 12866	View Lobby Hours
Ballard Road Branch	227 Ballard Road, Wilton, NY 12831	View Lobby Hours
The West Avenue Office Branch	91 West Avenue, Saratoga Springs, NY 12866	View Lobby Hours
Route 9 Branch	3 Carpenter Lane, Saratoga Springs, NY 12866	View Lobby Hours
Clifton Park Branch	386 Clifton Park Center Road, Clifton Park, NY 12065	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 447490	6.468%	6.375% 1.00 points $3,117 fees	$1,997	Learn More
NMLS ID: 1835285	6.608%	6.500% 0.63 points $3,603 fees	$2,023	Learn More
NMLS ID: 2578474	6.737%	6.625% 0.88 points $3,690 fees	$2,049	Learn More
NMLS ID: 66247	6.811%	6.750% 0.63 points $2,022 fees	$2,076	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 8.100 % After Intro: 8.100 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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