Generations Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Phelps Branch	89 Main Street, Phelps, NY 14532	View Lobby Hours
Auburn Branch-Seward Ave Branch	621-631 North Seward Avenue, Auburn, NY 13021	View Lobby Hours
Waterloo Branch	59 Washington Street, Waterloo, NY 13165	View Lobby Hours
Geneva Branch	342 Hamilton Street, Geneva, NY 14456	View Lobby Hours
Generations Bank	19 Cayuga Street, Seneca Falls, NY 13148	View Lobby Hours
Waterloo Branch	1865 North Road, Waterloo, NY 13165	View Lobby Hours
Union Springs Branch	152 Cayuga Street, Union Springs, NY 13160	View Lobby Hours
Osborne Branch	10 Osborne Street, Auburn, NY 13021	View Lobby Hours
Farmington Branch	6120 State Route #96, Farmington, NY 14425	View Lobby Hours

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Reviews on Generations Bank

Osvaldo | Apr 27, 2018

Best Rates and service in the area!!!

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	6.644%	6.500% 0.88 points $4,795 fees	$2,023	Learn More
NMLS ID: 6606	6.708%	6.625% 0.88 points $2,742 fees	$2,049	Learn More
NMLS ID: 3030	7.350%	7.250% 1.00 points $3,200 fees	$2,183	Learn More
NMLS ID: 1907		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.45% - 10.95*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US

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