FSNB, National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
Fsnb - Oakland Branch	105 Chickasaw Ridge Drive, Oakland, TN 38060	View Lobby Hours
Fsnb - Elizabethton Branch	1001 Over Mountain Avenue, Elizabethton, TN 37643	View Lobby Hours
Pine Bluff Branch	5501 S. Olive Street, Pine Bluff, AR 71603	View Lobby Hours
Benton Branch	17309 Interstate 30 S, Benton, AR 72015	View Lobby Hours
Youree Drive Branch	3344 Youree Drive, Shreveport, LA 71105	View Lobby Hours
Southaven Branch	6811 Southcrest Pkwy, Southaven, MS 38671	View Lobby Hours
Pearl Branch	5520 Hwy 80 East, Pearl, MS 39208	View Lobby Hours
Walbrook Drive Branch	8445 Walbrook Drive, Knoxville, TN 37923	View Lobby Hours
Winchesterbranch	7525 Winchester Road, Memphis, TN 38125	View Lobby Hours
North Conway Branch	1155 Highway 65 North, Conway, AR 72032	View Lobby Hours
Byram Branch	131 Handley Blvd., Byram, MS 39272	View Lobby Hours
Feather Lane Branch	244 Feather Lane, Canton, MS 39046	View Lobby Hours
Alcoa Branch	1030 Hunters Crossing Drive, Alcoa, TN 37701	View Lobby Hours
Lagrange Branch	6727 Raleigh Lagrange Road, Memphis, TN 38134	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1835285	6.356%	6.250% 0.63 points $3,600 fees	$1,971	Learn More
NMLS ID: 2059741	6.507%	6.375% 0.75 points $4,442 fees	$1,997	Learn More
NMLS ID: 757416	6.583%	6.490% 1.00 points $3,110 fees	$2,021	Learn More
NMLS ID: 1025894	6.593%	6.490% 0.88 points $3,433 fees	$2,021	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity See Table	Intro APR 7.350 % After Intro: 7.350 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US

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