First State Community Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Moberly Branch # 85	420 North Morley Street, Moberly, MO 65270	View Lobby Hours
Macon Branch # 75	1612 Maffry Street, Macon, MO 63552	View Lobby Hours
Marshall Branch # 86	1035 S. Cherokee Dr., Marshall, MO 65340	View Lobby Hours
Desoto Branch	Plaza Square, De Soto, MO 63020	View Lobby Hours
Maple Valley Branch	Maple Valley Drive And Market Street, Farmington, MO 63640	View Lobby Hours
Drive-In Branch	Knob And Russell Streets, Ironton, MO 63650	View Lobby Hours
Festus Branch	Highway A And Collins Road, Festus, MO 63028	View Lobby Hours
St. Marys Branch	998 Mulberry Street, Saint Mary, MO 63673	View Lobby Hours
Elmont Road Branch	900 Elmont Road, Sullivan, MO 63080	View Lobby Hours
Terre Du Lac Facility	74 Rue Terre Bonne, Bonne Terre, MO 63628	View Lobby Hours
Fredericktown Branch	713 West Main Street, Fredericktown, MO 63645	View Lobby Hours
Karsch Branch	702 North Washington Street, Farmington, MO 63640	View Lobby Hours
Imperial Facility	6021 W Outer Road, Imperial, MO 63052	View Lobby Hours
Hillsboro Branch	4767 State Road B, Hillsboro, MO 63050	View Lobby Hours
Shady Valley Facility	4551 Highway 21, Imperial, MO 63052	View Lobby Hours
Boonville Branch	412 Main Street, Boonville, MO 65233	View Lobby Hours
Perryville Branch	406 North Perryville Boulevard, Perryville, MO 63775	View Lobby Hours
Bank Star Of The Leadbelt Branch	365 West Main Street, Park Hills, MO 63601	View Lobby Hours
Columbia - Clark Lane Banking Center	3200 Golden Bear Drive, Columbia, MO 65202	View Lobby Hours
Jackson Square Branch	320 West Main Street, Jackson, MO 63755	View Lobby Hours
Owensville Branch	308 W. Lincoln, Owensville, MO 65066	View Lobby Hours
Columbia - Bethel Banking Center	300 Diego Drive, Columbia, MO 65203	View Lobby Hours
Sullivan Branch	3 East Springfield, Sullivan, MO 63080	View Lobby Hours
Cape Girardeau Branch	2527 William Street, Cape Girardeau, MO 63701	View Lobby Hours
Ironton Branch	231 South Main Street, Ironton, MO 63650	View Lobby Hours
Mexico Branch	222 South Jefferson Street, Mexico, MO 65265	View Lobby Hours
Rolla Main Branch	210 West 8th Street, Rolla, MO 65401	View Lobby Hours
Sikeston Branch	201 North Main, Sikeston, MO 63801	View Lobby Hours
First State Community Bank	201 East Columbia Street, Farmington, MO 63640	View Lobby Hours
Portageville Branch	200 East Main Street, Portageville, MO 63873	View Lobby Hours
Wright City Branch	20 Wildcat Drive, Wright City, MO 63390	View Lobby Hours
Bonne Terre Branch	20 East School Street, Bonne Terre, MO 63628	View Lobby Hours
Desoto Branch - 2	1801 Old Boyd Street, De Soto, MO 63020	View Lobby Hours
Washington Branch	1801 Bedford Center Drive, Washington, MO 63090	View Lobby Hours
Cape Giradeau Branch	1602 North Kingshighway, Cape Girardeau, MO 63701	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1429043 License#: RM.804500.000	6.541%	6.375% 0.75 points $5,600 fees	$1,997	Learn More
NMLS ID: 66247	6.804%	6.750% 0.50 points $1,770 fees	$2,076	Learn More
NMLS ID: 1025894	6.977%	6.875% 0.88 points $3,334 fees	$2,103	Learn More
NMLS ID: 3030	7.463%	7.375% 0.88 points $2,800 fees	$2,211	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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