First Southern National Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Greenville Branch	401 North Main Street, Greenville, KY 42345	View Lobby Hours
Central City Branch	130 West Broad Street, Central City, KY 42330	View Lobby Hours
Richmond Branch	894 Richmond Plaza, Richmond, KY 40475	View Lobby Hours
Lexington Branch	3060 Harrodsburg Road, Suite 205, Lexington, KY 40503	View Lobby Hours
First Southern National Bank	27 Public Square, Lancaster, KY 40444	View Lobby Hours
Nicholasville Branch	204 Fairfield Drive, Nicholasville, KY 40340	View Lobby Hours
Somerset Branch	15 North Highway 27, Somerset, KY 42501	View Lobby Hours
Bowling Green Branch	1214 Ashley Circle, Bowling Green, KY 42103	View Lobby Hours
Bethel Branch	88 South Bethel Street, Russellville, KY 42276	View Lobby Hours
Town And Country Branch	1195 North Main Street, Monticello, KY 42633	View Lobby Hours
Stanford Branch	103 Vincent Drive, Stanford, KY 40484	View Lobby Hours
Stanford Branch	102 West Main Street, Stanford, KY 40484	View Lobby Hours
West Main Street Branch	1013 West Main Street, Princeton, KY 42445	View Lobby Hours
Princeton Main Branch	101 West Washington Street, Princeton, KY 42445	View Lobby Hours
Monticello Branch	100 North Main Street, Monticello, KY 42633	View Lobby Hours
Bluegrass Courier Service Branch	3060 Harrodsburg Road, Lexington, KY 40503	View Lobby Hours
Madison Courier Service Branch	894 Richmond Plaza, Richmond, KY 40475	View Lobby Hours
Lincoln/Pulaski Courier Ser. Branch	15 North Highway 27, Somerset, KY 42501	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1429043 License#: RM.804500.000	6.438%	6.250% 1.00 points $6,400 fees	$1,971	Learn More
NMLS ID: 1835285	6.470%	6.375% 0.50 points $3,203 fees	$1,997	Learn More
NMLS ID: 2262032 License#: RM.804810.000	6.482%	6.375% 0.63 points $3,600 fees	$1,997	Learn More
NMLS ID: 2578474	6.611%	6.500% 0.88 points $3,690 fees	$2,023	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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