First National Bank Texas - Nationwide Branches

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Branch	Address	View Lobby Hours
Heb - Beeville Banking Center - Rc 4	100 East Houston Street, Beeville, TX 78102	View Lobby Hours
Swm-North 75th Ave Banking Center Br	2020 N. 75th Ave, Phoenix, AZ 85035	View Lobby Hours
Bullhead City Banking Center - Rc 93	2840 Highway 95, Bullhead City, AZ 86442	View Lobby Hours
Kingman Banking Center - Rc 936	3396 Stockton Hill Road, Kingman, AZ 86409	View Lobby Hours
Clovis Banking Center - Rc 926 Branc	3728 N Prince St, Clovis, NM 88101	View Lobby Hours
Alamogordo Banking Center - Rc 937 B	233 S New York Ave, Alamogordo, NM 88310	View Lobby Hours
Farmington East Banking Center - Rc	4600 E Main St, Farmington, NM 87402	View Lobby Hours
Elgin Banking Center - Rc 476	1320 Hwy 290 West, Elgin, TX 78621	View Lobby Hours
First Community Mortgage Company	2025 Memory Lane, Suite 300, Harker Heights, TX 76548	View Lobby Hours
First Community Mortgage Company	2102 S Young Dr, Killeen, TX 76543	View Lobby Hours
Military Drive Banking Center - Rc 4	3323 S E Military Dr, San Antonio, TX 78223	View Lobby Hours
Jackson-Keller Banking Center - Rc 4	6000 West Avenue, San Antonio, TX 78213	View Lobby Hours
Brazos Banking Center - Rc 613 Branc	643 N Harvey Mitchell Pkwy, Bryan, TX 77807	View Lobby Hours
Ledbetter Banking Center - Rc 465 Br	200 Short Blvd Ste 130, Dallas, TX 75232	View Lobby Hours
Cross Roads Banking Center - Rc 464	11700 Us Hwy 380, Crossroads, TX 76227	View Lobby Hours
Horizon City Banking Center - Rc 620	13900 Horizon Blvd, Horizon City, TX 79928	View Lobby Hours
Edinburg Banking Center - Rc 622	2812 South Expressway 281, Edinburg, TX 78539	View Lobby Hours
First Convenience Bank Branch	411 South Broadway Street, Elsa, TX 78543	View Lobby Hours
Beaumont Banking Center - Rc 468 Bra	4145 Dowlen Rd, Beaumont, TX 77706	View Lobby Hours
West Orange Banking Center - Rc 469	3115 Edgar Brown Dr, West Orange, TX 77630	View Lobby Hours
First Convenience Bank Branch	2245 Jacksboro Highway, Fort Worth, TX 76114	View Lobby Hours
Haslet Banking Center - Rc 515 Branc	2401 Avondale Haslet Rd, Haslet, TX 76052	View Lobby Hours
Victoria Hwy 59 Banking Center - Rc	4101 Houston Highway, Victoria, TX 77901	View Lobby Hours
Zapata Banking Center - Rc 645 Branc	2314 S Zapata, Laredo, TX 78043	View Lobby Hours
Heb West Stan Schlueter - Rc 131	1101 West Stan Schlueter Loop, Killeen, TX 76542	View Lobby Hours
Heb Grocery Branch	368 Valley Hi Drive, San Antonio, TX 78227	View Lobby Hours
Fiesta Bellaire - Rc 438 Branch	6200 Bellaire Blvd, Houston, TX 77081	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 447490	5.982%	5.875% 0.75 points $3,699 fees	$1,893	Learn More
NMLS ID: 2059741	5.992%	5.875% 0.63 points $4,051 fees	$1,893	Learn More
NMLS ID: 613839	6.108%	5.990% 0.63 points $4,063 fees	$1,917	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Upstart Home Lending See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873 As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Valley Strong Credit Union See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day closing assumes closing the loan with our remote online notary. Closing timelines will be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Achieve Loans See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600

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