First National Bank of Waterloo - Nationwide Branches

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Branch	Address	View Lobby Hours
Waterloo Wal-Mart Bkg. Center Branch	961 North Market Street, Waterloo, IL 62298	View Lobby Hours
North Facility	744 North Market, Waterloo, IL 62298	View Lobby Hours
Millstadt Branch	645 East Washington Street, Millstadt, IL 62260	View Lobby Hours
First National Bank Of Waterloo	228 South Main Street, Waterloo, IL 62298	View Lobby Hours
Columbia Branch	1421 North Main Street, Columbia, IL 62236	View Lobby Hours
O'fallon Banking Center Branch	104 Regency Park Drive, O Fallon, IL 62269	View Lobby Hours
Effingham Branch	210 East Fayette Avenue, Effingham, IL 62401	View Lobby Hours
Prairie National Bank	110 East Main Street, Stewardson, IL 62463	View Lobby Hours
First National Bank Schnucks Banking	907 East Us 50, O Fallon, IL 62269	View Lobby Hours
The Village Bank	856 Sparta Street, Saint Libory, IL 62282	View Lobby Hours
Marissa Branch	720 East Lyons Street, Marissa, IL 62257	View Lobby Hours
New Athens Branch	600 S Van Buren, New Athens, IL 62264	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1835285	6.494%	6.375% 0.75 points $4,000 fees	$1,997	Learn More
NMLS ID: 2578474	6.584%	6.500% 0.50 points $2,810 fees	$2,023	Learn More
NMLS ID: 401822	6.655%	6.500% 1.00 points $5,195 fees	$2,023	Learn More
NMLS ID: 1025894	6.866%	6.750% 1.00 points $3,801 fees	$2,076	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.490 % After Intro: 7.490 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Achieve Loans See Table	Intro APR 9.250 % After Intro: 9.250 %	$0	Learn More More Info
All terms are estimates until underwriting is complete. Offer shown includes a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (2.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Offers are only valid in states where Achieve is licensed. Loans are not available to residents of all states and available loan terms and fees may vary by state where offered. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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