First Federal Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
South Ohio Avenue Branch	804 Ohio Avenue South, Live Oak, FL 32064	View Lobby Hours
Macclenny Branch	784 South 6th Street, Macclenny, FL 32063	View Lobby Hours
1255 South First Street Branch	707 Sw Main Blvd, Lake City, FL 32025	View Lobby Hours
Jasper Branch	507 Hatley Street Sw, Jasper, FL 32052	View Lobby Hours
First Federal Bank Of Florida	4705 West Us Highway 90, Lake City, FL 32055	View Lobby Hours
Chipola Community Branch	4701 Highway 90, Marianna, FL 32446	View Lobby Hours
Bonifay Branch	300 North Waukesha Street, Bonifay, FL 32425	View Lobby Hours
Marianna West Office	4215 Lafayette Street, Marianna, FL 32446	View Lobby Hours
Highway 90 W. Branch	2571 Us Highway 90 West, Lake City, FL 32055	View Lobby Hours
Highway 51 N. Branch	187 North Fletcher Avenue, Mayo, FL 32066	View Lobby Hours
Fernandina Beach Branch	1500 Sadler Rd, Fernandina Beach, FL 32034	View Lobby Hours
Dowling Park Branch	11035 County Road 136, Dowling Park, FL 32060	View Lobby Hours
Live Oak Branch	1102 North Ohio Avenue, Live Oak, FL 32064	View Lobby Hours
Chipley Branch	1012 Main Street, Chipley, FL 32428	View Lobby Hours
First Federal Bank Of Florida Branch	1002 West 23rd Street Suite 110, Panama City, FL 32405	View Lobby Hours
Yulee Branch	463845 State Road 200, Yulee, FL 32097	View Lobby Hours
Graceville Branch	962 8th Avenue, Graceville, FL 32440	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1835285	6.380%	6.250% 0.88 points $4,400 fees	$1,971	Learn More
NMLS ID: 2578474	6.482%	6.375% 0.75 points $3,610 fees	$1,997	Learn More
NMLS ID: 3029	6.643%	6.500% 1.00 points $4,944 fees	$2,023	Learn More
NMLS ID: 447490	6.758%	6.625% 1.00 points $4,425 fees	$2,049	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.490 % After Intro: 7.490 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Achieve Loans See Table	Intro APR 9.250 % After Intro: 9.250 %	$0	Learn More More Info
All terms are estimates until underwriting is complete. Offer shown includes a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (2.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Offers are only valid in states where Achieve is licensed. Loans are not available to residents of all states and available loan terms and fees may vary by state where offered. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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