First Federal Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
South Ohio Avenue Branch	804 Ohio Avenue South, Live Oak, FL 32064	View Lobby Hours
Macclenny Branch	784 South 6th Street, Macclenny, FL 32063	View Lobby Hours
1255 South First Street Branch	707 Sw Main Blvd, Lake City, FL 32025	View Lobby Hours
Jasper Branch	507 Hatley Street Sw, Jasper, FL 32052	View Lobby Hours
First Federal Bank Of Florida	4705 West Us Highway 90, Lake City, FL 32055	View Lobby Hours
Chipola Community Branch	4701 Highway 90, Marianna, FL 32446	View Lobby Hours
Bonifay Branch	300 North Waukesha Street, Bonifay, FL 32425	View Lobby Hours
Marianna West Office	4215 Lafayette Street, Marianna, FL 32446	View Lobby Hours
Highway 90 W. Branch	2571 Us Highway 90 West, Lake City, FL 32055	View Lobby Hours
Highway 51 N. Branch	187 North Fletcher Avenue, Mayo, FL 32066	View Lobby Hours
Fernandina Beach Branch	1500 Sadler Rd, Fernandina Beach, FL 32034	View Lobby Hours
Dowling Park Branch	11035 County Road 136, Dowling Park, FL 32060	View Lobby Hours
Live Oak Branch	1102 North Ohio Avenue, Live Oak, FL 32064	View Lobby Hours
Chipley Branch	1012 Main Street, Chipley, FL 32428	View Lobby Hours
First Federal Bank Of Florida Branch	1002 West 23rd Street Suite 110, Panama City, FL 32405	View Lobby Hours
Yulee Branch	463845 State Road 200, Yulee, FL 32097	View Lobby Hours
Graceville Branch	962 8th Avenue, Graceville, FL 32440	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1025894	6.863%	6.750% 1.00 points $3,705 fees	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.879%	6.750% 1.00 points $4,432 fees	$2,076	Learn More
NMLS ID: 3030	7.325%	7.250% 0.75 points $2,400 fees	$2,183	Learn More
NMLS ID: 1907		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

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