First Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Main Asheboro Branch	176 North Fayetteville Street, Asheboro, NC 27203	View Lobby Hours
Landfall Branch	1701 Eastwood Road, Wilmington, NC 28403	View Lobby Hours
Beaufort Branch 9	1503 Live Oak Street, Beaufort, NC 28516	View Lobby Hours
Salisbury Branch	1525 Jake Alexander Boulevard South, Salisbury, NC 28147	View Lobby Hours
Morehead City Hwy 24 - Branch 20	137 Highway 24, Morehead City, NC 28557	View Lobby Hours
Richfield Branch	135 Highway 49 North, Richfield, NC 28137	View Lobby Hours
Sanford Branch	1333 Plaza Boulevard, Sanford, NC 27330	View Lobby Hours
Washington Branch 11	132 West 2nd Street, Washington, NC 27889	View Lobby Hours
Seagrove Branch	121 West Main Street, Seagrove, NC 27341	View Lobby Hours
High Point Branch	1200 North Main Street, High Point, NC 27262	View Lobby Hours
Ocean Isle Branch	6303 Beach Drive Southwest, Ocean Isle Beach, NC 28469	View Lobby Hours
First Bank Locust Branch	114 West Main Street, Locust, NC 28097	View Lobby Hours
Whiteville Branch 18	1104 North J K Powell Boulevard, Whiteville, NC 28472	View Lobby Hours
Archdale Branch	11410 N Main Street, Archdale, NC 27263	View Lobby Hours
Carthage Branch	109 Monroe Street, Carthage, NC 28327	View Lobby Hours
Aberdeen Branch	105 S. Sandhill Boulevard, Aberdeen, NC 28315	View Lobby Hours
Biscoe Branch	104 National Drive, Biscoe, NC 27209	View Lobby Hours
Tabor City Branch 8	102 East Fifth Street, Tabor City, NC 28463	View Lobby Hours
Dillon Branch	101 West Main Street, Dillon, SC 29536	View Lobby Hours
Lillington Branch	1000 Main Street, Lillington, NC 27546	View Lobby Hours
Belle Meade Branch	100 Waters Dr, Southern Pines, NC 28387	View Lobby Hours
Latta Branch	100 East Leitner Street, Latta, SC 29565	View Lobby Hours
Leland Branch	10 Waterford Business Center Way, Belville, NC 28451	View Lobby Hours
University Parkway Branch	5610 University Parkway, Winston Salem, NC 27116	View Lobby Hours
Oliver's Crossing Branch	5002 Peters Creek Parkway, Winston Salem, NC 27127	View Lobby Hours
Tristone Community Bank Branch	401 Knollwood Street, Winston Salem, NC 27103	View Lobby Hours
401 Gilead Road Branch	401 Gilead Road, Huntersville, NC 28078	View Lobby Hours
Mooresville Branch	347 North Main Street, Mooresville, NC 28115	View Lobby Hours
Jonestown Branch	312 Jonestown Road, Winston Salem, NC 27104	View Lobby Hours
Corolla Branch	821 Ocean Trail, Suite 3, Corolla, NC 27927	View Lobby Hours
Troy Main Branch	341 North Main Street, Troy, NC 27371	View Lobby Hours
Jacksonville Main Branch	4110 Western Boulevard, Jacksonville, NC 28540	View Lobby Hours
Fuquay Varina Main Branch	135 North Main Street, Fuquay Varina, NC 27526	View Lobby Hours
Stratford Road Branch	275 S Stratford Road, Winston Salem, NC 27103	View Lobby Hours
Peace Haven Road Branch	1554 North Peace Haven Road, Winston Salem, NC 27104	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2890 License#: MBMB.850089.000	6.750%	6.625% 1.00 points $4,141 fees	$2,049	Learn More
NMLS ID: 66247	6.804%	6.750% 0.50 points $1,770 fees	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.966%	6.875% 0.50 points $3,145 fees	$2,103	Learn More
NMLS ID: 1025894	6.977%	6.875% 0.88 points $3,334 fees	$2,103	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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