First Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Mooresville Branch	553 East Plaza Drive, Mooresville, NC 28115	View Lobby Hours
Wallace Branch	108 Tobacco Drive, Wallace, NC 28466	View Lobby Hours
Southport Branch 21	5210 Southport-Supply Rd, Southport, NC 28461	View Lobby Hours
Monkey Junction Branch 19	5102 South College Road, Wilmington, NC 28412	View Lobby Hours
Rose Hill Branch	405 S. Sycamore Street, Rose Hill, NC 28458	View Lobby Hours
Pinecrest Plaza Branch	10205 Us 15-501 Hwy, Southern Pines, NC 28387	View Lobby Hours
Florence Branch	452 Second Loop Rd, Florence, SC 29505	View Lobby Hours
Kannapolis Branch	421 South Main Street, Kannapolis, NC 28081	View Lobby Hours
Angier Branch	415 North Raleigh Street, Angier, NC 27501	View Lobby Hours
Mayodan Branch	402 S. Second Avenue, Mayodan, NC 27027	View Lobby Hours
Apex Branch	402 East Williams Street, Apex, NC 27502	View Lobby Hours
Hanover Center Branch 2	3605 Oleander Drive, Wilmington, NC 28403	View Lobby Hours
Leicester Branch	349 New Leicester Highway, Asheville, NC 28806	View Lobby Hours
Shallotte Branch	347 Whiteville Road, Nw, Shallotte, NC 28470	View Lobby Hours
First Bank	300 S.W. Broad Street, Southern Pines, NC 28387	View Lobby Hours
Harmony Branch	3364 Harmony Highway, Harmony, NC 28634	View Lobby Hours
Anderson Creek Branch	3210 Ray Road, Spring Lake, NC 28390	View Lobby Hours
Kenansville Branch	205 South Main Street, Kenansville, NC 28349	View Lobby Hours
St. Pauls Branch	301 West Broad Street, St. Pauls, NC 28384	View Lobby Hours
Fairmont Branch	301 South Main Street, Fairmont, NC 28340	View Lobby Hours
Lumberton North Elm Branch	2801 North Elm Street, Lumberton, NC 28358	View Lobby Hours
Sanford South Horner Branch	2630 South Horner Blvd, Sanford, NC 27330	View Lobby Hours
Elizabethtown Branch 7	232 W. Broad Street, Elizabethtown, NC 28337	View Lobby Hours
Albemarle Highway 52 North Branch	2317 Us 52 Hwy N, Albemarle, NC 28001	View Lobby Hours
Broadway Branch	229 North Main Street, Broadway, NC 27505	View Lobby Hours
Florence Main Branch	2170 West Evans Street, Florence, SC 29501	View Lobby Hours
Pembroke Branch	210 West 3rd Street, Pembroke, NC 28372	View Lobby Hours
Dillon Drive Through Branch	206 East Monroe Street, Dillon, SC 29536	View Lobby Hours
Wilmington Cooperative Bank Branch	201 Market Street, Wilmington, NC 28401	View Lobby Hours
Liberty Square Branch	201 Kennedy Road, Thomasville, NC 27360	View Lobby Hours
Kill Devil Hills Branch 13	2007 S. Croatan Hwy, Kill Devil Hills, NC 27948	View Lobby Hours
Vass Branch	200 Seaboard Street, Vass, NC 28394	View Lobby Hours
South Asheville	1985 Hendersonville Road, Asheville, NC 28803	View Lobby Hours
Albemarle Eastgate Branch	1910 East Main Street, Albemarle, NC 28001	View Lobby Hours
Pittsboro Branch	18 Chatham Corner, Pittsboro, NC 27312	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2890 License#: MBMB.850089.000	6.750%	6.625% 1.00 points $4,141 fees	$2,049	Learn More
NMLS ID: 66247	6.804%	6.750% 0.50 points $1,770 fees	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.966%	6.875% 0.50 points $3,145 fees	$2,103	Learn More
NMLS ID: 1025894	6.977%	6.875% 0.88 points $3,334 fees	$2,103	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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