First Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Bixby Knolls Branch	4040 Atlantic Avenue, Long Beach, CA 90807	View Lobby Hours
Arnold Facility	3850 Jeffco Boulevard, Arnold, MO 63010	View Lobby Hours
Town & Country Office	383 Lamp And Lantern Village, Chesterfield, MO 63017	View Lobby Hours
Granite City Branch	3600 Nameoki Road, Granite City, IL 62040	View Lobby Hours
East St. Louis Branch	350 Riverpark Drive, East Saint Louis, IL 62201	View Lobby Hours
Gerald Facility	340 South Main Street, Gerald, MO 63037	View Lobby Hours
Santa Barbara Branch	3304 State Street, Santa Barbara, CA 93105	View Lobby Hours
Chula Vista Branch	318 Fourth Avenue, Chula Vista, CA 91910	View Lobby Hours
Costa Mesa Branch	3001 Harbor Boulevard, Suite C, Costa Mesa, CA 92626	View Lobby Hours
Deer Creek Branch	2979 Highway K, O Fallon, MO 63368	View Lobby Hours
Rancho Cordova Branch	3101 Zinfandel Drive Suite 100, Rancho Cordova, CA 95670	View Lobby Hours
Westlake Village Branch	2797 Agoura Road, Westlake Village, CA 91361	View Lobby Hours
Laguna Hills Branch	26562 Moulton Pkwy, Laguna Hills, CA 92653	View Lobby Hours
Lemay Ferry Branch	2516 Lemay Ferry Road, Mehlville, MO 63125	View Lobby Hours
Wildwood Branch	2462 Taylor Road, Wildwood, MO 63040	View Lobby Hours
San Mateo Branch	24 E 4th Avenue, San Mateo, CA 94402	View Lobby Hours
Malibu Branch	23755 West Malibu Road, Malibu, CA 90265	View Lobby Hours
Eastlake Branch	2314 Proctor Valley Road, Chula Vista, CA 91914	View Lobby Hours
Chester Branch	2231 State Street, Chester, IL 62233	View Lobby Hours
Florissant - Dierberg's	222 North Highway 67, Florissant, MO 63031	View Lobby Hours
79 Crossing Branch	221 Salt Lick Road, Saint Peters, MO 63376	View Lobby Hours
Columbia Facility	218 North Main Street, Columbia, IL 62236	View Lobby Hours
Hermann Facility	208 East First Street, Hermann, MO 65041	View Lobby Hours
Santa Maria Branch	2027 A South Broadway, Santa Maria, CA 93454	View Lobby Hours
Bogey Hills Branch	2021 Zumbehl Road, Saint Charles, MO 63303	View Lobby Hours
Vernon Branch	401 Vernon Street, Roseville, CA 95678	View Lobby Hours
Torrance Branch	21705 Hawthorne Blvd, Torrance, CA 90503	View Lobby Hours
Greenville Branch	200 West Main Avenue, Greenville, IL 62246	View Lobby Hours
Vandalia Facility	200 Mattes Avenue, Vandalia, IL 62471	View Lobby Hours
Rowland Heights Branch	18906 East Gale Avenue, Rowland Heights, CA 91748	View Lobby Hours
Yorba Linda Branch	18431 Yorba Linda Blvd, Yorba Linda, CA 92886	View Lobby Hours
Washington Branch	1816 Highway A, Washington, MO 63090	View Lobby Hours
Chesterfield	1730 Clarkson Road, Chesterfield, MO 63017	View Lobby Hours
Encino Branch	17801 Ventura Boulevard, First Floor, Encino, CA 91316	View Lobby Hours
Walnut Creek Branch	1700 N Broadway, Suite 100, Walnut Creek, CA 94596	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1661781	6.464%	6.375% 0.63 points $3,173 fees	$1,997	Learn More
NMLS ID: 2578474	6.473%	6.375% 0.75 points $3,290 fees	$1,997	Learn More
NMLS ID: 2006915 License#: RM805287000	6.528%	6.375% 1.00 points $5,145 fees	$1,997	Learn More
NMLS ID: 66247	6.561%	6.500% 0.63 points $2,042 fees	$2,023	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Rate See Table	Intro APR 7.600 % After Intro: 7.600 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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