First Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Warson Woods Branch	9901 Manchester, Saint Louis, MO 63122	View Lobby Hours
La-Chinatown Branch	725 North Broadway, Los Angeles, CA 90012	View Lobby Hours
Beverly Hills Branch	9145 Wilshire Boulevard, Beverly Hills, CA 90210	View Lobby Hours
Johnston City Facility	908 Grand Avenue, Johnston City, IL 62951	View Lobby Hours
Riverview Branch	8917 Riverview Drive, Saint Louis, MO 63137	View Lobby Hours
Arnold Dierbergs	858 Arnold Commons Drive, Arnold, MO 63010	View Lobby Hours
Arcadia Branch	848 Duarte Road, Arcadia, CA 91007	View Lobby Hours
Brentwood Pointe Branch	8450 Eager Road, Saint Louis, MO 63144	View Lobby Hours
Westminster Branch	8251 Westminster Avenue, Westminster, CA 92683	View Lobby Hours
O'fallon Branch	804 W Us Highway 50, O Fallon, IL 62269	View Lobby Hours
Campbell Branch	790 East Campbell Avenue, Campbell, CA 95008	View Lobby Hours
Dardenne Crossing	7833 Highway N, Dardenne Prairie, MO 63368	View Lobby Hours
Riverside Branch	7710 Limonite Avenue, Riverside, CA 92509	View Lobby Hours
Shrewsbury Branch	7495 Watson Road, Saint Louis, MO 63119	View Lobby Hours
Hampton Branch	7256 Gravois Avenue, Saint Louis, MO 63116	View Lobby Hours
Ste Genevieve-Plaza Branch	710 Park Wood Drive, Sainte Genevieve, MO 63670	View Lobby Hours
7th & Olive Branch	710 Olive Street, Saint Louis, MO 63101	View Lobby Hours
Dutzow Branch	11728 Bluff Road, Marthasville, MO 63357	View Lobby Hours
Highway 94 Branch	6211 Mid-Rivers Mall Drive, Saint Charles, MO 63304	View Lobby Hours
Pacific Coast Hwy Branch	6200 East Pacific Coast Highway, Long Beach, CA 90803	View Lobby Hours
Warrenton Facility	607 North Highway 47, Warrenton, MO 63383	View Lobby Hours
West Frankfort Branch	605 West Main Street, West Frankfort, IL 62896	View Lobby Hours
Firstbanks.Com Branch	600 James S. Mcdonnell Blvd., Hazelwood, MO 63042	View Lobby Hours
Solvang Branch	1992 Old Mission Drive, Suite 150, Solvang, CA 93463	View Lobby Hours
Woodland Hills Branch	21757 Erwin Street, Woodland Hills, CA 91367	View Lobby Hours
Ventura Branch	5808 East Telephone Road, Ventura, CA 93003	View Lobby Hours
Breese Branch	550 North Second Street, Breese, IL 62230	View Lobby Hours
Huntington Beach Branch	501 Main Street Suite H, Huntington Beach, CA 92648	View Lobby Hours
San Francisco Main Branch	460 Montgomery Street, San Francisco, CA 94104	View Lobby Hours
Marina Del Rey Branch	4519 Admiralty Way, Marina Del Rey, CA 90292	View Lobby Hours
Swansea Branch	4387 North Illinois, Swansea, IL 62221	View Lobby Hours
Lakewood Branch	5195 Lakewood Blvd, Lakewood, CA 90712	View Lobby Hours
Newport Beach Branch	4301 Macarthur Boulevard, Newport Beach, CA 92660	View Lobby Hours
Halls Ferry Branch	4090 North Highway 67, Florissant, MO 63034	View Lobby Hours
Green Mount Crossing Branch	4040 Green Mount Crossing Drive, Shiloh, IL 62269	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2890 License#: MBMB.850089.000	6.750%	6.625% 1.00 points $4,141 fees	$2,049	Learn More
NMLS ID: 66247	6.804%	6.750% 0.50 points $1,770 fees	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.966%	6.875% 0.50 points $3,145 fees	$2,103	Learn More
NMLS ID: 1025894	6.977%	6.875% 0.88 points $3,334 fees	$2,103	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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