Farmers and Merchants Trust Company of Chambersburg - Nationwide Branches

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Branch	Address	View Lobby Hours
South Mountain Branch	South Mountain Restoration Center, South Mountain, PA 17261	View Lobby Hours
Marion Branch	Colorado Street, Marion, PA 17235	View Lobby Hours
Carlisle Crossings Branch	Carlisle Crossing Branch, Carlisle, PA 17013	View Lobby Hours
Newville Branch	9 West Big Spring Avenue, Newville, PA 17241	View Lobby Hours
Norland Avenue Branch	870 Norland Avenue, Chambersburg, PA 17201	View Lobby Hours
Coldbrook Plaza Branch	841 Wayne Avenue, Chambersburg, PA 17201	View Lobby Hours
East High Street Carlisle Branch	800 East High Street, Carlisle, PA 17013	View Lobby Hours
Hustontown Branch	7781 Waterfall Road, Hustontown, PA 17229	View Lobby Hours
Mechanicsburg Branch	6375 Carlisle Pike, Mechanicsburg, PA 17055	View Lobby Hours
Greencastle Branch	518 N. Antrim Way, Greencastle, PA 17225	View Lobby Hours
Community Trust Company Branch	3907 Market Street, Camp Hill, PA 17011	View Lobby Hours
Boiling Springs Branch	3 East First Street, Boiling Springs, PA 17007	View Lobby Hours
Presidential Heights Branch	2405 Philadelphia Avenue Extended, Chambersburg, PA 17201	View Lobby Hours
Brookview Branch	2075 Scotland Avenue, Chambersburg, PA 17201	View Lobby Hours
Waynesboro Branch	200 East Main Street, Waynesboro, PA 17268	View Lobby Hours
Farmers And Merchants Trust Company	20 South Main Street, Chambersburg, PA 17201	View Lobby Hours
Park Street Branch	2 Park Street, Mont Alto, PA 17237	View Lobby Hours
1901 Ritner Highway Branch	1901 Ritner Highway, Carlisle, PA 17013	View Lobby Hours
Orbisonia Branch	18810 Sandy Ridge Station, Orbisonia, PA 17243	View Lobby Hours
Guilford Township Branch	1712 Lincoln Way East, Chambersburg, PA 17201	View Lobby Hours
Chambers Pointe Branch	1625 Philadelphia Avenue, Chambersburg, PA 17201	View Lobby Hours
Drive-In Branch	150 Lincoln Way, Chambersburg, PA 17201	View Lobby Hours
Shippensburg Branch	13 Shippensburg Shopping Center, Shippensburg, PA 17257	View Lobby Hours
West Side Branch	1100 Lincoln Way West, Hamilton Township, PA 17201	View Lobby Hours
The Fulton County Natl Bk And Tr Co	100 Lincoln Way East, Mcconnellsburg, PA 17233	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1835285	6.356%	6.250% 0.63 points $3,600 fees	$1,971	Learn More
NMLS ID: 2059741	6.507%	6.375% 0.75 points $4,442 fees	$1,997	Learn More
NMLS ID: 1025894	6.593%	6.490% 0.88 points $3,433 fees	$2,021	Learn More
NMLS ID: 6606	6.823%	6.740% 0.88 points $2,710 fees	$2,074	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity See Table	Intro APR 7.350 % After Intro: 7.350 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US

Farmers and Merchants Trust Company of Chambersburg - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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